East Traverse Catholic Federal Credit Union

A short history of East Traverse Catholic FCU

Since its inception in 1950 the East Traverse Catholic Federal Credit Union has been serving its members in the TRAVERSE CITY, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gregory Gurka, the East Traverse Catholic FCU has grown its membership to over 7,669 with assets of more than $61,982,362. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (231) 946-6655 or email them at etcfcu@sbcglobal.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TRAVERSE CITY, MI.

General Information For East Traverse Catholic FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare East Traverse Catholic Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
4front CU	Hastings Office	1234 Hastings St	49685	(231) 929-2014	No	4.94
Tba CU	South Airport	2900 W South Airport Rd	49685	(231) 946-7090	No	7.35
Northwest Consumers CU	Northwest Consumers Federal Credit Union	2948 Garfield Rd N	49686	(231) 947-7600	No	7.38
Forest Area CU	Kalkaska North	409 W Mile Rd NW	49646	(231) 258-5701	No	23.01
Frankfort Community CU	Frankfort Community Federal Credit Union	921 Forest Ave	49635	(231) 352-9392	No	26.89

East Traverse Catholic Federal Credit Union Financial Performance Charts

Financial Data

East Traverse Catholic Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	8.90	3.37	4.86	4.22	4.74
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	151	193	308	171	199
Rank Among All Michigan Credit Unions	22	58	78	42	38

East Traverse Catholic Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.05	0.07	0.05	0.20
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	143	140	340	271
Rank Among All Michigan Credit Unions	N/A	19	32	76	59

East Traverse Catholic Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	8.900	1,167	2,066,445
All Other Unsecured Loans/Lines of Credit	9.330	924	1,905,690
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	5.300	230	741,371
New Vehicle Loans	3.370	90	1,888,879
Used Vehicle Loans	4.860	1,518	19,975,171
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.220	150	13,350,002
Total Other Real Estate Loans/Lines of Credit	4.740	57	961,367
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.030	358	5,689,186
TOTAL LOANS & LEASES		4,494	46,578,111

East Traverse Catholic Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	70	4,633,398	0	0
Balloon/Hybrid
a. > 15 years	80	8,716,604	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	21	267,964	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	36	693,403	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	207	14,311,369	0	0

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

East Traverse Catholic Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes