1st Liberty Federal Credit Union

Social
  • +1

A short history of 1st Liberty FCU

Since its inception in 1955 the 1st Liberty Federal Credit Union has been serving its members in the Great Falls, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steven Grooms, the 1st Liberty FCU has grown its membership to over 17,248 with assets of more than $174,599,091. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (406) 761-8300 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Great Falls, MT.

General Information For 1st Liberty FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10375
Address P. O. Box 5002 
City Great Falls 
State Montana 
Zip-Code 59403
Phone Number (406) 761-8300
Fax Number (406) 761-8305
Email Address: none
CEO/President Steven Grooms
Members 17,248 
Full-Time Employees 54 
Part-Time Employees
Number of Branch Offices
Total Assets 174,599,091 
Website http://www.1stliberty.org 

Compare 1st Liberty Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Russell Country CU Russell Country FCU-Main 810 1st Ave S 59403 (406) 761-2880 No 0.40
Montana CU North Office 540 Smelter Ave NE 59403 (406) 455-9300 No 0.50
Embark CU River Drive N 1500 River Dr N 59403 (406) 727-7300 No 1.62
The Family First CU Main Office 2901 11th Ave s 59406 (406) 727-7575 No 2.13

1st Liberty Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


1st Liberty Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.25 2.59 2.85 3.24 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 272 93 78 43 168
Rank Among All Montana Credit Unions 9 3 4 5 7

1st Liberty Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.14 0.19 0.25 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 138 120 118 310 234
Rank Among All Montana Credit Unions 6 10 9 26 15
1st Liberty Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.2502,2712,701,763
All Other Unsecured Loans/Lines of Credit 10.2502,3072,825,291
Short-Term, Small Amount Loans (STS) (Federal CU Only) 15.000268,469
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.5902,21637,781,145
Used Vehicle Loans 2.8501,13821,393,739
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.24026420,188,083
Total Other Real Estate Loans/Lines of Credit 4.5001542,905,194
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.5001951,216,988
TOTAL LOANS & LEASES 8,57189,020,672

1st Liberty Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 495,601,131162,074,150
    b. 15 Years or less 20711,777,017181,527,124
Balloon/Hybrid
    a. > 15 years 52,548,04500
    b. 15 Years or less 3261,89000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 54986,89110257,910
Closed-End Adjustable Rate 1001,918,303372,881
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 41823,093,277473,932,065

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

1st Liberty Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes