Montana Federal Credit Union

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A short history of Montana FCU

Since its inception in 1940 the Montana Federal Credit Union has been serving its members in the Great Falls, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steven King, the Montana FCU has grown its membership to over 20,775 with assets of more than $239,900,903. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (406) 727-2210 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Great Falls, MT.

General Information For Montana FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4164
Address PO Box 5027 
City Great Falls 
State Montana 
Zip-Code 59403
Phone Number (406) 727-2210
Fax Number (406) 727-8655
Email Address:
CEO/President Steven King
Members 20,775 
Full-Time Employees 69 
Part-Time Employees
Number of Branch Offices
Total Assets 239,900,903 

Compare Montana Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Russell Country CU Russell Country FCU-Main 810 1st Ave S 59403 (406) 761-2880 No 0.40
Embark CU River Drive N 1500 River Dr N 59403 (406) 727-7300 No 1.62
The Family First CU Main Office 2901 11th Ave s 59406 (406) 727-7575 No 2.13
1st Liberty CU 10th Avenue South Branch 505 10th Ave S 59405 (406) 761-8300 No 4.48

Montana Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Montana Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 3.25 3.75 4.15 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 174 175 163 168
Rank Among All Montana Credit Unions 13 15 9 15 7

Montana Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.35 0.35 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 89 293 219
Rank Among All Montana Credit Unions N/A 12 4 21 12
Montana Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9002,8943,939,777
All Other Unsecured Loans/Lines of Credit 10.9002,1463,118,009
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.500711,434,261
New Vehicle Loans 3.25041011,221,501
Used Vehicle Loans 3.7504,83663,152,300
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.15029615,914,663
Total Other Real Estate Loans/Lines of Credit 4.5001713,569,912
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5001,42518,443,252
TOTAL LOANS & LEASES 12,249120,793,675

Montana Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2135,146142,101,725
    b. 15 Years or less 26814,931,0856459,676
    a. > 15 years 0000
    b. 15 Years or less 3331,1952250,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 23517,23717183,918
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1293,070,42115517,000
Closed-End Adjustable Rate 526,58600
Open-End Adjustable Rate 33391,63724195,423
Open-End Fixed Rate 481,26800
TOTALS 46719,484,575783,707,742


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Montana Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes