Embark Federal Credit Union

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A short history of Embark FCU

Since its inception in 1936 the Embark Federal Credit Union has been serving its members in the Great Falls, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debra Evans, the Embark FCU has grown its membership to over 9,642 with assets of more than $106,227,365. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (406) 727-7300 or email them at ofaclist@gfteachersfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Great Falls, MT.

General Information For Embark FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1104
Address PO Box 2649 
City Great Falls 
State Montana 
Zip-Code 59403
Phone Number (406) 727-7300
Fax Number (406) 727-7323
Email Address: ofaclist@gfteachersfcu.com
CEO/President Debra Evans
Members 9,642 
Full-Time Employees 31 
Part-Time Employees
Number of Branch Offices
Total Assets 106,227,365 
Website http://www.embarkcu.com 

Compare Embark Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Russell Country CU Russell Country FCU-Main 810 1st Ave S 59403 (406) 761-2880 No 0.40
Montana CU North Office 540 Smelter Ave NE 59403 (406) 455-9300 No 0.50
The Family First CU Main Office 2901 11th Ave s 59406 (406) 727-7575 No 2.13
1st Liberty CU 10th Avenue South Branch 505 10th Ave S 59405 (406) 761-8300 No 4.48

Embark Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Embark Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 3.24 3.74 4.50 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 173 174 205 289
Rank Among All Montana Credit Unions 13 14 8 16 16

Embark Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 0.25 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 310 243
Rank Among All Montana Credit Unions N/A 13 16 26 18
Embark Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9001,6881,971,726
All Other Unsecured Loans/Lines of Credit 10.0001,8843,306,647
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.250414,269
New Vehicle Loans 3.2402524,985,780
Used Vehicle Loans 3.7401,83918,742,722
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50018815,906,025
Total Other Real Estate Loans/Lines of Credit 5.5002865,753,846
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.4905566,446,586
TOTAL LOANS & LEASES 6,69757,127,601

Embark Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 00162,678,442
    b. 15 Years or less 1247,430,061332,704,400
    a. > 15 years 258,21600
    b. 15 Years or less 5150,73100
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 578,267,017101,733,550


Closed-End Fixed Rate 1473,570,93729887,686
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1392,182,9098408,500
Open-End Fixed Rate 0000
TOTALS 47421,659,871968,412,578


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Embark Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes