Zeal Credit Union

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A short history of Zeal CU

Since its inception in 1954 the Zeal Credit Union has been serving its members in the Livonia, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Anthony Carnarvon, the Zeal CU has grown its membership to over 61,363 with assets of more than $586,722,922. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (734) 522-3700 or email them at memberservices@cscu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Livonia, MI.

General Information For Zeal CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62426
Address 17250 Newburgh Road 
City Livonia 
State Michigan 
Zip-Code 48152
Phone Number (734) 522-3700
Fax Number (734) 466-6151
Email Address: memberservices@cscu.org
CEO/President Anthony Carnarvon
Members 61,363 
Full-Time Employees 151 
Part-Time Employees 25 
Number of Branch Offices 12 
Total Assets 586,722,922 
Website http://www.zealcreditunion.org 

Compare Zeal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Michigan Columbus CU Main 30419 6 Mile Rd 30419 6 Mile Rd 48152 (734) 425-5080 No 1.72
Loc CU Farmington 22981 Farmington Rd 48336 (248) 474-2200 No 2.31
Catholic Vantage Financial CU BRANCH OFFICE - PLYMOUTH 8817 N SHELDON RD 48154 (734) 432-0212 No 2.49
Chiropractic CU Chiropractic Federal Credit Union 172 E State St Ste 502 43215 (248) 478-4020 No 2.71
Parkside CU WESTLAND BRANCH 1747 S NEWBURGH RD 48186 (734) 525-0700 No 4.29

Zeal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Zeal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 1.99 1.99 4.13 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 34 21 160 74
Rank Among All Michigan Credit Unions 38 8 5 39 7

Zeal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.20 0.34 0.29
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 114 296 260
Rank Among All Michigan Credit Unions 15 19 25 68 57
Zeal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.90014,43628,101,138
All Other Unsecured Loans/Lines of Credit 11.00010,48736,042,580
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99084114,664,451
Used Vehicle Loans 1.9906,03272,359,448
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1301,24497,501,116
Total Other Real Estate Loans/Lines of Credit 3.7501,21031,027,398
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.8005028,813,347
TOTAL LOANS & LEASES 34,752288,509,478

Zeal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 39935,909,124657,804,773
    b. 15 Years or less 67445,248,349394,094,169
    a. > 15 years 13512,134,23800
    b. 15 Years or less 364,209,40500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 3718,133,50623917,645
Closed-End Adjustable Rate 1089,94100
Open-End Adjustable Rate 82822,795,471431,051,478
Open-End Fixed Rate 18,48000
TOTALS 2,454128,528,51417013,868,065


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 61717,707,0851,051,478
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Zeal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes