Worcester Credit Union

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A short history of Worcester CU

Since its inception in 1976 the Worcester Credit Union has been serving its members in the WORCESTER, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karen Duffy, the Worcester CU has grown its membership to over 7,317 with assets of more than $79,585,802. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (508) 853-9966 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WORCESTER, MA.

General Information For Worcester CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64144
Address 520 W BOYLSTON ST 
State Massachusetts 
Zip-Code 01606
Phone Number (508) 853-9966
Fax Number (508) 853-7524
Email Address: none
CEO/President Karen Duffy
Members 7,317 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 79,585,802 
Website http://www.worcestercu.com 

Compare Worcester Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Worcester Police Department CU WPDCU 805 W Boylston St 01606 (508) 799-7677 No 0.59
Worcester Fire Dept. CU WORCESTER FIRE DEPARTMENT CREDIT UNION 34 GLENNIE ST 01605 (508) 752-1122 No 1.84
Allcom CU AllCom Credit Union 36 Park Ave 01609 (508) 754-9980 No 2.32
St. Vincent Hospital CU Main 123 Summer St 01608 (508) 363-9339 No 3.27
Shrewsbury CU SHREWSBURY FEDERAL CREDIT UNION 489 BOSTON TPKE 01545 (508) 845-6755 No 4.51

Worcester Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Worcester Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.10 2.64 3.01 4.29 3.79
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 349 102 93 179 78
Rank Among All Massachusetts Credit Unions 26 28 21 45 15

Worcester Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.30 0.89 0.89
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 97 192 173
Rank Among All Massachusetts Credit Unions 8 19 21 35 30
Worcester Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.100146487,363
All Other Unsecured Loans/Lines of Credit 9.2401,4144,228,706
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.750902,960,213
New Vehicle Loans 2.6401853,151,868
Used Vehicle Loans 3.0105306,303,657
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.29021524,365,754
Total Other Real Estate Loans/Lines of Credit 3.7903219,610,563
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.46028280,326
TOTAL LOANS & LEASES 2,92951,388,450

Worcester Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 10414,737,7401388,000
    b. 15 Years or less 1099,306,64371,111,411
    a. > 15 years 0000
    b. 15 Years or less 2321,37100
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 882,628,42812595,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2336,982,13514558,750
Open-End Fixed Rate 0000
TOTALS 53633,976,317342,653,161


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Worcester Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes