Allcom Credit Union

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A short history of Allcom CU

Since its inception in 1922 the Allcom Credit Union has been serving its members in the Worcester, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debbie Guiney, the Allcom CU has grown its membership to over 4,871 with assets of more than $68,388,985. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (508) 754-9980 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Worcester, MA.

General Information For Allcom CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67599
Address 36 Park Ave 
City Worcester 
State Massachusetts 
Zip-Code 01609
Phone Number (508) 754-9980
Fax Number (508) 754-7487
Email Address:
CEO/President Debbie Guiney
Members 4,871 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 68,388,985 

Compare Allcom Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Worcester Fire Dept. CU WORCESTER FIRE DEPARTMENT CREDIT UNION 34 GLENNIE ST 01605 (508) 752-1122 No 1.34
Worcester CU Corporate 520 W Boylston St 01606 (508) 853-9966 No 2.24
St. Vincent Hospital CU Main 123 Summer St 01608 (508) 363-9339 No 2.33
Worcester Police Department CU WPDCU 805 W Boylston St 01606 (508) 799-7677 No 2.98
Webster First CU Fitchburg High School 140 Arnhow Farm Rd 01420 (508) 671-5098 No 4.96

Allcom Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Allcom Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 1.99 1.99 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 34 21 138 100
Rank Among All Massachusetts Credit Unions 23 6 2 35 19

Allcom Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 215 192
Rank Among All Massachusetts Credit Unions N/A 19 25 41 37
Allcom Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9006791,358,647
All Other Unsecured Loans/Lines of Credit 18.0002791,213,760
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.990811,120,402
Used Vehicle Loans 1.9904144,281,357
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00017620,347,168
Total Other Real Estate Loans/Lines of Credit 4.000983,462,000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.15046424,137
TOTAL LOANS & LEASES 1,77332,207,471

Allcom Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7211,835,99392,394,300
    b. 15 Years or less 727,008,5336885,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 321,502,64212188,154
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 311,100,2772100,000
Closed-End Adjustable Rate 14338,92200
Open-End Adjustable Rate 532,022,80121260,183
Open-End Fixed Rate 0000
TOTALS 27423,809,168503,827,637


Interest Only & Payment Option 1st Mortgage Loans 361,469,754405,000
Interest Only & Payment Option Other RE/LOC Loans 682,022,801242,000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Allcom Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes