Widget Federal Credit Union

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A short history of Widget FCU

Since its inception in 1936 the Widget Federal Credit Union has been serving its members in the ERIE, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gail Cook, the Widget FCU has grown its membership to over 39,634 with assets of more than $295,342,625. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (814) 456-6231 or email them at info@egefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ERIE, PA.

General Information For Widget FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1117
Address 2154 EAST LAKE ROAD 
City ERIE 
State Pennsylvania 
Zip-Code 16511
Phone Number (814) 456-6231
Fax Number (814) 875-4600
Email Address: info@egefcu.org
CEO/President Gail Cook
Members 39,634 
Full-Time Employees 101 
Part-Time Employees
Number of Branch Offices
Total Assets 295,342,625 
Website http://www.widgetfinancial.com 

Compare Widget Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Americo CU Main-000 4101 Main St 16511 (814) 899-6608 No 2.10
Erie CU State Street 518 State St 16501 (814) 825-2436 No 4.20
Locomotive & Control Employees CU Main Office 1286 E 38th St 16504 (814) 825-6763 No 4.95
Erie Police CU Corp Office 626 STATE ST # 112 16501 (814) 453-2540 No 5.94
Erie Community CU Girard 9189 Ridge Rd 16417 (814) 402-4020 No 5.98

Widget Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Widget Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 4.19 4.49 4.49 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 304 263 204 99
Rank Among All Pennsylvania Credit Unions 42 109 84 68 34

Widget Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 2.00 0.10 0.45 0.70 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 20 129 69 224 199
Rank Among All Pennsylvania Credit Unions 1 37 7 54 36
Widget Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0003,9388,924,922
All Other Unsecured Loans/Lines of Credit 7.4902,9678,831,503
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.25050212,955,245
New Vehicle Loans 4.1902,01037,395,563
Used Vehicle Loans 4.4904,65756,033,373
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.4901,17558,164,223
Total Other Real Estate Loans/Lines of Credit 3.9903014,998,836
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.8904153,469,480
TOTAL LOANS & LEASES 15,965190,773,145

Widget Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 14012,561,89312996,539
    b. 15 Years or less 95844,312,2861324,608,488
    a. > 15 years 0000
    b. 15 Years or less 153,00300
Other Fixed Rate 577,6144705
Adjustable Rate 1 yr or less 711,159,427341,097,314
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1993,630,74035609,641
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1021,368,096521,317,691
Open-End Fixed Rate 0016
TOTALS 1,47663,163,0592708,630,384


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Widget Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes