Americo Federal Credit Union

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A short history of Americo FCU

Since its inception in 1959 the Americo Federal Credit Union has been serving its members in the ERIE, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christine Bennett, the Americo FCU has grown its membership to over 9,533 with assets of more than $77,535,398. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (814) 899-6608 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ERIE, PA.

General Information For Americo FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12752
Address 4101 MAIN ST 
City ERIE 
State Pennsylvania 
Zip-Code 16511
Phone Number (814) 899-6608
Fax Number (814) 899-6005
Email Address: none
CEO/President Christine Bennett
Members 9,533 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 77,535,398 

Compare Americo Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Widget CU North East 7 Grant St 16511 (814) 725-1724 No 3.19
Erie CU State Street 518 State St 16501 (814) 825-2436 No 4.20
Locomotive & Control Employees CU Main Office 1286 E 38th St 16504 (814) 825-6763 No 4.95
Erie Police CU Corp Office 626 STATE ST # 112 16501 (814) 453-2540 No 5.94
Erie Community CU Girard 9189 Ridge Rd 16417 (814) 402-4020 No 5.98

Americo Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Americo Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.88 4.50 4.50 3.75 4.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 405 341 264 102 166
Rank Among All Pennsylvania Credit Unions 64 118 85 23 61

Americo Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.30 0.50 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 97 263 266
Rank Among All Pennsylvania Credit Unions 16 37 15 72 57
Americo Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.8801,0191,268,035
All Other Unsecured Loans/Lines of Credit 7.0006301,974,826
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.5002825,394,393
Used Vehicle Loans 4.5001,25617,177,039
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.750492,426,221
Total Other Real Estate Loans/Lines of Credit 4.4902086,254,075
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.6404543,292,622
TOTAL LOANS & LEASES 3,89837,787,211

Americo Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 492,426,22100
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1464,454,8308661,457
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 621,799,2455357,000
Open-End Fixed Rate 0000
TOTALS 2578,680,296131,018,457


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Americo Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes