Westmoreland Community Federal Credit Union

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A short history of Westmoreland Community FCU

Since its inception in 1951 the Westmoreland Community Federal Credit Union has been serving its members in the GREENSBURG, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Maria LaVelle, the Westmoreland Community FCU has grown its membership to over 15,764 with assets of more than $79,237,553. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (724) 834-5580 or email them at info@westmorelandfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GREENSBURG, PA.

General Information For Westmoreland Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7297
Address 1007 GEORGES STATION RD 
City GREENSBURG 
State Pennsylvania 
Zip-Code 15601
Phone Number (724) 834-5580
Fax Number (724) 834-9327
Email Address: info@westmorelandfcu.org
CEO/President Maria LaVelle
Members 15,764 
Full-Time Employees 28 
Part-Time Employees 17 
Number of Branch Offices
Total Assets 79,237,553 
Website http://www.westmorelandfcu.org 

Compare Westmoreland Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Greensburg Teachers CU Fiserv - IntegraSys Cubics Plus 2601 NETWORK BLVD 75034 (800) 544-4289 No 2.74
Firstenergy Choice CU FirstEnergy Choice Federal Credit Union 161 Old Route 30 15601 (724) 830-5984 No 2.78
Franklin Regional Schools CU Main Office 4068 Bushy Run Rd 15644 (724) 523-9448 No 3.65
Elliott Community CU Jeannette Rubber FCU Branch 100 Lewis Ave 15644 (724) 527-1550 No 3.87
Westmoreland Water CU Main office 1900 Franklin St 15601 (724) 850-4797 No 4.11

Westmoreland Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Westmoreland Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.49 3.00 4.00 4.00 4.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 296 146 203 138 166
Rank Among All Pennsylvania Credit Unions 48 54 66 40 61

Westmoreland Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.75 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 215 184
Rank Among All Pennsylvania Credit Unions N/A 42 27 52 32
Westmoreland Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.4902,1703,468,555
All Other Unsecured Loans/Lines of Credit 8.9901,8955,538,922
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.00051,061
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.00099916,717,260
Used Vehicle Loans 4.0001,48816,405,431
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000101,061,767
Total Other Real Estate Loans/Lines of Credit 4.49032112,996,692
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.6503591,418,329
TOTAL LOANS & LEASES 7,24757,608,017

Westmoreland Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7758,7282200,522
    b. 15 Years or less 3303,03900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 29112,286,772441,898,578
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 27709,33100
Open-End Fixed Rate 358900
TOTALS 33114,058,459462,099,100

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Westmoreland Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes