Westmoreland Water Federal Credit Union

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A short history of Westmoreland Water FCU

Since its inception in 1953 the Westmoreland Water Federal Credit Union has been serving its members in the Greensburg, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stephanie Kernicky, the Westmoreland Water FCU has grown its membership to over 1,577 with assets of more than $18,273,682. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (724) 850-4797 or email them at memberservice@wwcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Greensburg, PA.

General Information For Westmoreland Water FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9042
Address 1900 Franklin St. 
City Greensburg 
State Pennsylvania 
Zip-Code 15601
Phone Number (724) 850-4797
Fax Number (724) 836-7648
Email Address: memberservice@wwcu.org
CEO/President Stephanie Kernicky
Members 1,577 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,273,682 
Website http://www.wwcu.org 

Compare Westmoreland Water Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Westmoreland Community CU Corporate Offices 2900 Seminary Dr 15601 (724) 834-5580 No 2.63
Greensburg Teachers CU Fiserv - IntegraSys Cubics Plus 2601 NETWORK BLVD 75034 (800) 544-4289 No 2.74
Firstenergy Choice CU FirstEnergy Choice Federal Credit Union 161 Old Route 30 15601 (724) 830-5984 No 2.78
Franklin Regional Schools CU Main Office 4068 Bushy Run Rd 15644 (724) 523-9448 No 3.65
Elliott Community CU Jeannette Rubber FCU Branch 100 Lewis Ave 15644 (724) 527-1550 No 3.87

Westmoreland Water Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Westmoreland Water Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.16 3.67 N/A 4.27
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 47 167 N/A 135
Rank Among All Pennsylvania Credit Unions 39 13 47 N/A 48

Westmoreland Water Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.21 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 316 266
Rank Among All Pennsylvania Credit Unions N/A 37 N/A 87 57
Westmoreland Water Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900500985,519
All Other Unsecured Loans/Lines of Credit 11.110111514,539
Short-Term, Small Amount Loans (STS) (Federal CU Only) 19.0002714,424
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.160821,293,772
Used Vehicle Loans 3.6701151,176,616
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.270772,465,162
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.42038355,091
TOTAL LOANS & LEASES 9506,805,123

Westmoreland Water Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 642,106,408358,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 13358,754510
TOTALS 772,465,162858,510

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Westmoreland Water Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes