West Branch Valley Federal Credit Union

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A short history of West Branch Valley FCU

Since its inception in 1952 the West Branch Valley Federal Credit Union has been serving its members in the WILLIAMSPORT, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Horner, Jr., the West Branch Valley FCU has grown its membership to over 5,240 with assets of more than $40,673,101. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (570) 323-9407 or email them at mail@wbvfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WILLIAMSPORT, PA.

General Information For West Branch Valley FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7821
Address 1640 HIGH STREET 
City WILLIAMSPORT 
State Pennsylvania 
Zip-Code 17701
Phone Number (570) 323-9407
Fax Number (570) 323-2154
Email Address: mail@wbvfcu.org
CEO/President Robert Horner, Jr.
Members 5,240 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 40,673,101 
Website http://www.wbvfcu.org 

Compare West Branch Valley Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Horizon CU Third Street Branch 1007 E 3rd St 17701 (570) 326-3636 No 3.24
Williamsport Teachers CU WILLIAMSPORT TEACHERS CREDIT UNION 302 MATTHEWS BLVD 17702 (570) 323-6468 No 3.60
Wyrope Williamsport CU main 1536 Riverside Dr 17702 (570) 323-5188 No 3.75
Financial 1st CU Financial 1st Federal Credit Union 2875 REACH RD 17701 (570) 322-2061 No 4.22
Lonza CU Main 3500 Trenton Ave 17701 (570) 321-5095 No 4.38

West Branch Valley Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


West Branch Valley Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.65 3.24 3.24 4.74 4.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 312 173 119 237 199
Rank Among All Pennsylvania Credit Unions 51 64 34 79 74

West Branch Valley Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.10 0.39 0.44
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 134 286 237
Rank Among All Pennsylvania Credit Unions 16 37 27 78 46
West Branch Valley Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.650676894,006
All Other Unsecured Loans/Lines of Credit 11.1504611,731,263
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.250692,086,513
New Vehicle Loans 3.240691,154,975
Used Vehicle Loans 3.2403123,264,340
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7401396,965,542
Total Other Real Estate Loans/Lines of Credit 4.74022508,914
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.000134828,748
TOTAL LOANS & LEASES 1,88217,434,301

West Branch Valley Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 393,077,4183253,781
    b. 15 Years or less 933,750,2535227,003
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 7137,871314,000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 21482,918213,314
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 125,99600
Open-End Fixed Rate 0000
TOTALS 1617,474,45613508,098

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

West Branch Valley Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes