Horizon Federal Credit Union

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A short history of Horizon FCU

Since its inception in 1955 the Horizon Federal Credit Union has been serving its members in the WILLIAMSPORT, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Justin Howard, the Horizon FCU has grown its membership to over 10,532 with assets of more than $72,428,451. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (570) 326-3636 or email them at HORIZONFCU@HORIZONFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WILLIAMSPORT, PA.

General Information For Horizon FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10687
Address 2849 REACH RD 
State Pennsylvania 
Zip-Code 17701
Phone Number (570) 326-3636
Fax Number () -
CEO/President Justin Howard
Members 10,532 
Full-Time Employees 27 
Part-Time Employees
Number of Branch Offices
Total Assets 72,428,451 
Website http://HORIZONFCU.ORG 

Compare Horizon Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
West Branch Valley CU Corporate Office 1640 High St 17701 (570) 323-9407 No 2.44
Williamsport Teachers CU WILLIAMSPORT TEACHERS CREDIT UNION 302 MATTHEWS BLVD 17702 (570) 323-6468 No 3.60
Wyrope Williamsport CU main 1536 Riverside Dr 17702 (570) 323-5188 No 3.75
Financial 1st CU Financial 1st Federal Credit Union 2875 REACH RD 17701 (570) 322-2061 No 4.22
Lonza CU Main 3500 Trenton Ave 17701 (570) 321-5095 No 4.38

Horizon Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Horizon Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.40 2.49 2.49 2.99 2.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 431 82 50 24 24
Rank Among All Pennsylvania Credit Unions 68 25 10 2 7

Horizon Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.30 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 302 227
Rank Among All Pennsylvania Credit Unions N/A 32 N/A 84 44
Horizon Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.4008371,299,324
All Other Unsecured Loans/Lines of Credit 9.9901,7152,636,190
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.50034540,200
New Vehicle Loans 2.4905768,635,210
Used Vehicle Loans 2.4901,81613,273,385
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.99020410,950,455
Total Other Real Estate Loans/Lines of Credit 2.9903057,497,585
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.6205242,684,895
TOTAL LOANS & LEASES 6,01147,517,244

Horizon Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 303,639,479111,814,750
    b. 15 Years or less 1375,518,974251,248,985
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 371,792,00213264,429


Closed-End Fixed Rate 2124,729,34812431,540
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 932,768,23713264,429
Open-End Fixed Rate 0000
TOTALS 50918,448,040744,024,133


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Horizon Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes