Wellspring Federal Credit Union

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A short history of Wellspring FCU

Since its inception in 1958 the Wellspring Federal Credit Union has been serving its members in the Bridge City, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janna Achord, the Wellspring FCU has grown its membership to over 6,370 with assets of more than $47,338,880. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (409) 697-2461 or email them at jachord@firestonecommunity.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Bridge City, TX.

General Information For Wellspring FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12181
Address 150 East Roundbunch Road 
City Bridge City 
State Texas 
Zip-Code 77611
Phone Number (409) 697-2461
Fax Number (409) 697-1538
Email Address: jachord@firestonecommunity.org
CEO/President Janna Achord
Members 6,370 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 47,338,880 
Website http://www.wellspringcu.com 

Compare Wellspring Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Golden Triangle CU Main Office 5211 E Parkway St 77619 (409) 962-3434 No 7.05
Gulf CU Bridge City 4721 Highway 87 S 77630 (409) 735-5156 No 7.11
Neches CU Administration Office 776 Magnolia Ave 77651 (409) 722-1174 No 8.60
Orange County Teachers CU Orange County Teachers Credit Union 3319 Bowling Ln 77631 (409) 886-7197 No 9.49
Mct CU Bridge City Branch 4837 Highway 87 S 77651 (409) 735-8777 No 9.50

Wellspring Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Wellspring Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 5.25 6.50 6.02 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 424 499 374 N/A
Rank Among All Texas Credit Unions 67 158 171 111 N/A

Wellspring Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.20 0.15 0.55 1.20 1.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 102 119 55 134 133
Rank Among All Texas Credit Unions 24 43 9 39 23
Wellspring Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9001,2921,904,051
All Other Unsecured Loans/Lines of Credit 10.0009573,675,009
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.2502425,859,455
Used Vehicle Loans 6.50095112,911,670
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.020774,000,384
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2506075,953,621
TOTAL LOANS & LEASES 4,12634,304,190

Wellspring Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2228,2891185,250
    b. 15 Years or less 753,772,0953220,900
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 774,000,3844406,150


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wellspring Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes