Veridian Credit Union

  • +1

A short history of Veridian CU

Since its inception in 1934 the Veridian Credit Union has been serving its members in the WATERLOO, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Monte Berg, the Veridian CU has grown its membership to over 211,389 with assets of more than $3,296,295,039. They have a main office and 30 branch offices. Please see the credit unions website or contact them by phone at (319) 236-5600 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WATERLOO, IA.

General Information For Veridian CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64418
Address PO BOX 6000 
State Iowa 
Zip-Code 50704
Phone Number (319) 236-5600
Fax Number (319) 236-5668
Email Address:
CEO/President Monte Berg
Members 211,389 
Full-Time Employees 755 
Part-Time Employees 20 
Number of Branch Offices 30 
Total Assets 3,296,295,039 

Compare Veridian Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Waterloo Firemen's CU Waterloo Firemen's Credit Union 425 E 3rd St 50703 (319) 236-3803 No 0.70
Public Employees CU Public Employees Credit Union 624 Franklin St 50704 (319) 291-4375 No 0.72
Chicago Central And Commerce CU CHICAGO CENTRAL &COMMERCE CR UN 3848 LAFAYETTE RD 50703 (319) 232-6404 No 1.05
Warren CU Systronics, Inc. 14902 W 117th St 66062 (866) 829-9229 No 1.55
Allen Hospital Personnel CU Allen Hospital Personnel Credit Union 1825 Logan Ave 50703 (319) 235-3678 No 2.31

Veridian Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Veridian Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.90 4.36 5.71 3.88 1.30
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 534 325 411 121 2
Rank Among All Iowa Credit Unions 26 48 49 15 1

Veridian Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.25 1.49 1.49
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 105 92 95
Rank Among All Iowa Credit Unions 15 20 21 10 9
Veridian Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.90070,423159,446,818
All Other Unsecured Loans/Lines of Credit 19.00016,77813,063,419
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.9407,11218,580,329
New Vehicle Loans 4.36016,781365,301,160
Used Vehicle Loans 5.71055,303739,582,395
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8808,1831,041,915,838
Total Other Real Estate Loans/Lines of Credit 1.30015,123420,787,334
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.1501,46124,503,094
TOTAL LOANS & LEASES 191,1642,783,180,387

Veridian Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 41654,585,632801121,494,889
    b. 15 Years or less 4,051421,707,611188,321,121
    a. > 15 years 3,379479,102,00542277,719,444
    b. 15 Years or less 30250,390,5095419,711,842
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 228,815,88811120,979
Adjustable Rate > 1 yr 1327,314,1933807,684


Closed-End Fixed Rate 9,832331,846,47995937,591,199
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 5,29188,940,8557788,891,147
Open-End Fixed Rate 0000
TOTALS 23,3061,462,703,1723,046274,658,305


Interest Only & Payment Option 1st Mortgage Loans 254,425,1352,862,648
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Veridian Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes