Public Employees Credit Union

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A short history of Public Employees CU

Since its inception in 1952 the Public Employees Credit Union has been serving its members in the Waterloo, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lisa Carlo, the Public Employees CU has grown its membership to over 2,024 with assets of more than $27,102,517. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (319) 291-4375 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Waterloo, IA.

General Information For Public Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64390
Address P.O. Box 120 
City Waterloo 
State Iowa 
Zip-Code 50704
Phone Number (319) 291-4375
Fax Number (319) 291-2119
Email Address:
CEO/President Lisa Carlo
Members 2,024 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,102,517 

Compare Public Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Waterloo Firemen's CU Waterloo Firemen's Credit Union 425 E 3rd St 50703 (319) 236-3803 No 0.70
Chicago Central And Commerce CU CHICAGO CENTRAL &COMMERCE CR UN 3848 LAFAYETTE RD 50703 (319) 232-6404 No 1.05
Warren CU Systronics, Inc. 14902 W 117th St 66062 (866) 829-9229 No 1.55
Veridian CU Edgewood Hy-Vee 5050 Edgewood Rd NE 50704 (319) 236-5600 No 1.82
Allen Hospital Personnel CU Allen Hospital Personnel Credit Union 1825 Logan Ave 50703 (319) 235-3678 No 2.31

Public Employees Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Public Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.99 2.49 3.49 N/A 4.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 410 83 146 N/A 166
Rank Among All Iowa Credit Unions 23 6 15 N/A 20

Public Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.40 1.25 1.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 76 126 70
Rank Among All Iowa Credit Unions 15 26 13 12 6
Public Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.990153208,008
All Other Unsecured Loans/Lines of Credit 12.99074198,472
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4901653,004,744
Used Vehicle Loans 3.4902763,264,743
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.4901556,250,804
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.9901962,113,449
TOTAL LOANS & LEASES 1,01915,040,220

Public Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1556,250,80411460,611
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1556,250,80411460,611


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Public Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes