Usf Federal Credit Union

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A short history of Usf FCU

Since its inception in 1985 the Usf Federal Credit Union has been serving its members in the Tampa, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Richard Skaggs, the Usf FCU has grown its membership to over 57,378 with assets of more than $583,118,465. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (813) 569-2000 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Tampa, FL.

General Information For Usf FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24223
Address 13302 USF Palm Drive 
City Tampa 
State Florida 
Zip-Code 33612
Phone Number (813) 569-2000
Fax Number (813) 569-2002
Email Address:
CEO/President Richard Skaggs
Members 57,378 
Full-Time Employees 123 
Part-Time Employees 31 
Number of Branch Offices
Total Assets 583,118,465 

Compare Usf Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tampa Postal CU Ft. Myers Branch 2085 Bay St 33902 (239) 334-8033 No 3.34
Tampa Bay CU Riverview Service Center 10845 Boyette Rd 33673 (813) 247-4414 No 4.87
St. Josephs Hospital CU Dunedin 712 Virginia St 34698 (727) 736-9965 No 5.42
Powernet CU Main Office 5619 Harney Rd 33610 (813) 621-6454 No 5.59
Railroad & Industrial CU Zephyrhills 36239 State Road 54 33541 (813) 621-6661 No 5.85

Usf Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Usf Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.24 2.24 2.24 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 271 56 35 138 100
Rank Among All Florida Credit Unions 31 8 2 19 7

Usf Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.20 0.30 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 108 97 174 158
Rank Among All Florida Credit Unions 5 11 19 24 13
Usf Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.2408,67523,904,950
All Other Unsecured Loans/Lines of Credit 8.9904,30818,037,462
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 4.0002904,423,896
New Vehicle Loans 2.2404,200101,796,609
Used Vehicle Loans 2.24013,787170,244,994
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,119148,338,040
Total Other Real Estate Loans/Lines of Credit 4.00066316,038,607
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.2404923,815,965
TOTAL LOANS & LEASES 33,534486,600,523

Usf Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 49682,622,6517115,160,400
    b. 15 Years or less 55554,402,030365,455,200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 4899,74900
Adjustable Rate 1 yr or less 11363,59500
Adjustable Rate > 1 yr 5310,050,01531,206,800


Closed-End Fixed Rate 1343,707,47428935,500
Closed-End Adjustable Rate 322,19400
Open-End Adjustable Rate 52612,308,939654,268,900
Open-End Fixed Rate 0000
TOTALS 1,782164,376,64720327,026,800


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Usf Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes