Us Community Credit Union

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A short history of Us Community CU

Since its inception in 1968 the Us Community Credit Union has been serving its members in the NASHVILLE, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Paul Johnson, the Us Community CU has grown its membership to over 24,300 with assets of more than $185,924,785. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (615) 256-8712 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NASHVILLE, TN.

General Information For Us Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67720
Address PO BOX 140570 
State Tennessee 
Zip-Code 37214
Phone Number (615) 256-8712
Fax Number (615) 724-2343
Email Address:
CEO/President Paul Johnson
Members 24,300 
Full-Time Employees 70 
Part-Time Employees 13 
Number of Branch Offices
Total Assets 185,924,785 

Compare Us Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
M.p.d. Community CU MPDCCU 2711 OLD LEBANON RD 37214 (615) 782-7220 No 0.27
Nashville Post Office CU Main Office 10 Rachel Dr 37229 (615) 871-4221 No 1.77
Willis Credit Union CU Jack Henry Outlink Data Center 10910 W 87th St 66214 (913) 307-1310 No 1.92
Outreach Community CU Outreach Community Federal Credit Union 3904 Central Pike 37076 (615) 883-4019 No 3.22
P.i.a.s. CU PIAS CREDIT UNION 305 Plus Park Blvd 37217 (615) 360-9951 No 4.33

Us Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Us Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 2.99 3.25 3.25 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 145 120 44 100
Rank Among All Tennessee Credit Unions 21 30 14 8 10

Us Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.05 0.45 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 142 274 283
Rank Among All Tennessee Credit Unions 13 17 23 37 44
Us Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9502,4275,308,828
All Other Unsecured Loans/Lines of Credit 10.2502,2768,013,641
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.2806542,236,573
New Vehicle Loans 2.99073416,426,776
Used Vehicle Loans 3.2503,33646,593,755
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.25040236,780,345
Total Other Real Estate Loans/Lines of Credit 4.0002105,968,468
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.1004026,032,337
TOTAL LOANS & LEASES 10,441127,360,723

Us Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 141,943,915203,923,970
    b. 15 Years or less 30023,989,851292,610,050
    a. > 15 years 215,114,0122526,347
    b. 15 Years or less 103,722,81911,207,500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 572,009,74818285,562
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 581,442,4426199,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1524,526,026711,290,054
Open-End Fixed Rate 0000
TOTALS 61242,748,81314710,042,983


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Us Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes