University Of Kentucky Federal Credit Union

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A short history of University Of Kentucky FCU

Since its inception in 1937 the University Of Kentucky Federal Credit Union has been serving its members in the LEXINGTON, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Kennedy, the University Of Kentucky FCU has grown its membership to over 68,596 with assets of more than $734,293,916. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (859) 264-4200 or email them at ukfcu@uky.edu to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LEXINGTON, KY.

General Information For University Of Kentucky FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24165
Address 2557 SIR BARTON WAY 
City LEXINGTON 
State Kentucky 
Zip-Code 40509
Phone Number (859) 264-4200
Fax Number (859) 264-4208
Email Address: ukfcu@uky.edu
CEO/President David Kennedy
Members 68,596 
Full-Time Employees 161 
Part-Time Employees 13 
Number of Branch Offices
Total Assets 734,293,916 
Website http://www.ukfcu.org 

Compare University Of Kentucky Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kue CU Main Office 1 Quality St 40507 (859) 367-5845 No 8.20
Members Heritage CU Members Heritage Credit Union 2420 Members Way 40504 (248) 373-8990 No 8.84
The Health & Education CU Pasadena Branch 185 Pasadena Dr Ste 155 40503 (859) 231-8262 No 8.85
Greater Kentucky Cu, Inc. CU MAIN OFFICE 1001 RED MILE RD 40504 (859) 231-9300 No 9.34
Metro Employees CU Main Office 1306 VERSAILLES RD STE 140 40504 (859) 258-3990 No 9.72

University Of Kentucky Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


University Of Kentucky Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.89 5.26 5.53 4.48 5.05
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 150 425 389 203 235
Rank Among All Kentucky Credit Unions 10 33 30 20 20

University Of Kentucky Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.55 1.00 1.29
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 55 174 119
Rank Among All Kentucky Credit Unions N/A 16 5 13 10
University Of Kentucky Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.89019,48831,556,539
All Other Unsecured Loans/Lines of Credit 11.8005,78219,896,411
Short-Term, Small Amount Loans (STS) (Federal CU Only) 20.020376218,352
Non-Federally Guaranteed Student Loans 6.9603257,726,369
New Vehicle Loans 5.26096821,101,907
Used Vehicle Loans 5.53010,607135,634,584
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.4801,620129,268,228
Total Other Real Estate Loans/Lines of Credit 5.0504,902184,453,717
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0803,49543,888,962
TOTAL LOANS & LEASES 47,563573,745,069

University Of Kentucky Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 39554,297,2739815,191,376
    b. 15 Years or less 18413,303,508556,174,072
Balloon/Hybrid
    a. > 15 years 647,901,24241,539,167
    b. 15 Years or less 223,864,0662537,675
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 95249,759,4311068,195,133
Adjustable Rate > 1 yr 3142,70800

OTHER REAL ESTATE

Closed-End Fixed Rate 51615,126,425482,349,981
Closed-End Adjustable Rate 3105,56911,905
Open-End Adjustable Rate 4,383169,221,72361925,742,249
Open-End Fixed Rate 0000
TOTALS 6,522313,721,94593359,731,558

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 89445,595,4456,563,462
Interest Only & Payment Option Other RE/LOC Loans 4,322167,353,81825,391,864
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

University Of Kentucky Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes