Metro Employees Credit Union

  • +1

A short history of Metro Employees CU

Since its inception in 1940 the Metro Employees Credit Union has been serving its members in the LEXINGTON, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Piper Graham, the Metro Employees CU has grown its membership to over 4,382 with assets of more than $27,871,524. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (859) 258-3990 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LEXINGTON, KY.

General Information For Metro Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63058
Address 1306 VERSAILLES RD STE 140 
State Kentucky 
Zip-Code 40504
Phone Number (859) 258-3990
Fax Number (859) 258-3993
Email Address:
CEO/President Piper Graham
Members 4,382 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 27,871,524 

Compare Metro Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Greater Kentucky Cu, Inc. CU MAIN OFFICE 1001 RED MILE RD 40504 (859) 231-9300 No 0.96
Kue CU Main Office 1 Quality St 40507 (859) 367-5845 No 2.42
Lexington Postal CU LPCU Branch 100 Midland Ave 40512 (859) 231-3198 No 3.36
Members Heritage CU Members Heritage Credit Union 2420 Members Way 40504 (248) 373-8990 No 3.68
The Health & Education CU Pasadena Branch 185 Pasadena Dr Ste 155 40503 (859) 231-8262 No 3.70

Metro Employees Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Metro Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.40 4.99 4.99 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 287 396 323 138 100
Rank Among All Kentucky Credit Unions 20 30 23 11 8

Metro Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.40 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 76 215 192
Rank Among All Kentucky Credit Unions N/A 10 8 17 18
Metro Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.400482907,966
All Other Unsecured Loans/Lines of Credit 11.0007021,329,504
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.9901002,040,219
Used Vehicle Loans 4.9905545,881,678
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000313,030,650
Total Other Real Estate Loans/Lines of Credit 4.000801,461,486
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.9902011,368,634
TOTAL LOANS & LEASES 2,15016,020,137

Metro Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 101,688,5641269,500
    b. 15 Years or less 141,199,8402229,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 7142,24627,100
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 25651,1325259,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 55810,35421247,787
Open-End Fixed Rate 0000
TOTALS 1114,492,136311,012,387


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Metro Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes