Lexington Postal Credit Union

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A short history of Lexington Postal CU

Since its inception in 1928 the Lexington Postal Credit Union has been serving its members in the LEXINGTON, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sharon Stafford, the Lexington Postal CU has grown its membership to over 2,569 with assets of more than $21,835,425. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (859) 252-5151 or email them at lpcu@windstream.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LEXINGTON, KY.

General Information For Lexington Postal CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62370
Address PO BOX 11001 
State Kentucky 
Zip-Code 40512
Phone Number (859) 252-5151
Fax Number (859) 252-2984
Email Address: lpcu@windstream.net
CEO/President Sharon Stafford
Members 2,569 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 21,835,425 
Website http://www.lexpcu.com 

Compare Lexington Postal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kue CU Main Office 1 Quality St 40507 (859) 367-5845 No 0.53
Metro Employees CU Main Office 1306 VERSAILLES RD STE 140 40504 (859) 258-3990 No 1.22
Greater Kentucky Cu, Inc. CU MAIN OFFICE 1001 RED MILE RD 40504 (859) 231-9300 No 1.35
Members Heritage CU Members Heritage Credit Union 2420 Members Way 40504 (248) 373-8990 No 1.63
The Health & Education CU Pasadena Branch 185 Pasadena Dr Ste 155 40503 (859) 231-8262 No 1.65

Lexington Postal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Lexington Postal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.75 1.99 2.49 3.75 6.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 139 34 51 102 412
Rank Among All Kentucky Credit Unions 8 2 4 8 30

Lexington Postal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A N/A 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A N/A 266
Rank Among All Kentucky Credit Unions N/A 16 N/A N/A 26
Lexington Postal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.750755736,453
All Other Unsecured Loans/Lines of Credit 10.000221739,358
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.990891,741,878
Used Vehicle Loans 2.4902432,574,522
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.750373,211,781
Total Other Real Estate Loans/Lines of Credit 6.750442,091
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.50032343,471
TOTAL LOANS & LEASES 1,3819,389,554

Lexington Postal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 373,211,78191,098,800
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 110,49600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 331,59500
Open-End Fixed Rate 0000
TOTALS 413,253,87291,098,800


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lexington Postal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes