United Heritage Credit Union

  • +1

A short history of United Heritage CU

Since its inception in 1957 the United Heritage Credit Union has been serving its members in the AUSTIN, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Buddy Schroeder, the United Heritage CU has grown its membership to over 60,374 with assets of more than $932,403,027. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (512) 435-4545 or email them at general@uhcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in AUSTIN, TX.

General Information For United Heritage CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68251
Address PO BOX 1648 
State Texas 
Zip-Code 78768
Phone Number (512) 435-4545
Fax Number (512) 832-5990
Email Address: general@uhcu.org
CEO/President Buddy Schroeder
Members 60,374 
Full-Time Employees 190 
Part-Time Employees 13 
Number of Branch Offices 12 
Total Assets 932,403,027 
Website http://www.uhcu.org 

Compare United Heritage Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Public Employees CU 10th Street Branch 306 E 10th St 78768 (512) 474-1955 No 0.40
Velocity CU Main Branch 610 E 11th St 78767 (512) 469-7000 No 0.57
Vatat CU VATAT Credit Union 614 E 12th St 78701 (512) 472-3258 No 0.63
Travis County CU Main Office 1101 N Interstate 35 78702 (512) 477-2641 No 0.71
Lcra CU FPP 104 E State Highway 71 Byp 78760 (979) 639-0023 No 3.08

United Heritage Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

United Heritage Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.79 1.79 3.95 5.76
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 20 12 133 318
Rank Among All Texas Credit Unions N/A 4 4 33 72

United Heritage Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.61 0.10 0.30 0.45 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 60 129 97 274 234
Rank Among All Texas Credit Unions 12 47 20 93 60
United Heritage Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.9005,62217,636,737
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.7903,55591,939,259
Used Vehicle Loans 1.79013,555250,575,090
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.9502,378336,790,526
Total Other Real Estate Loans/Lines of Credit 5.76098448,636,486
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.9001,34827,678,871
TOTAL LOANS & LEASES 27,442773,256,969

United Heritage Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 754116,965,0207016,427,403
    b. 15 Years or less 1,381116,975,66310013,346,894
    a. > 15 years 1329,878,40800
    b. 15 Years or less 3057,864,11812,300,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 20015,107,317434,773,196


Closed-End Fixed Rate 67835,411,404596,405,803
Closed-End Adjustable Rate 29643,37400
Open-End Adjustable Rate 27712,581,708876,650,735
Open-End Fixed Rate 0000
TOTALS 3,362385,427,01236049,904,031


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 44421,040,26810,831,855
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Heritage Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes