Lcra Credit Union

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A short history of Lcra CU

Since its inception in 1940 the Lcra Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Betty Mueller, the Lcra CU has grown its membership to over 2,999 with assets of more than $21,577,616. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (737) 212-0030 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Austin, TX.

General Information For Lcra CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67537
Address P O Box 19138 
City Austin 
State Texas 
Zip-Code 78760
Phone Number (737) 212-0030
Fax Number (737) 212-0040
Email Address:
CEO/President Betty Mueller
Members 2,999 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 21,577,616 

Compare Lcra Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Public Employees CU 10th Street Branch 306 E 10th St 78768 (512) 474-1955 No 0.40
Velocity CU Main Branch 610 E 11th St 78767 (512) 469-7000 No 0.57
Vatat CU VATAT Credit Union 614 E 12th St 78701 (512) 472-3258 No 0.63
Travis County CU Main Office 1101 N Interstate 35 78702 (512) 477-2641 No 0.71
Austin CU Main Branch 1900 Woodward St 78741 (512) 444-6419 No 3.37

Lcra Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Lcra Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.65 2.65 3.75 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 103 62 102 N/A
Rank Among All Texas Credit Unions 50 32 23 23 N/A

Lcra Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 N/A 0.80 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 N/A 207 266
Rank Among All Texas Credit Unions 31 47 N/A 67 70
Lcra Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9003551,187,639
All Other Unsecured Loans/Lines of Credit 15.000152312,491
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.6502784,528,232
Used Vehicle Loans 2.6502383,072,749
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.750101,410,368
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.250851,031,218
TOTAL LOANS & LEASES 1,11811,542,697

Lcra Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 71,142,2811215,665
    b. 15 Years or less 3268,08700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 101,410,3681215,665


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lcra Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes