Public Employees Credit Union

  • +1

A short history of Public Employees CU

Since its inception in 1952 the Public Employees Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gary Whitcomb, the Public Employees CU has grown its membership to over 22,982 with assets of more than $330,468,443. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (512) 474-1955 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Austin, TX.

General Information For Public Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67428
Address PO Box 2205 
City Austin 
State Texas 
Zip-Code 78768
Phone Number (512) 474-1955
Fax Number (512) 474-2731
Email Address:
CEO/President Gary Whitcomb
Members 22,982 
Full-Time Employees 64 
Part-Time Employees 10 
Number of Branch Offices
Total Assets 330,468,443 

Compare Public Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Velocity CU Main Branch 610 E 11th St 78767 (512) 469-7000 No 0.57
Vatat CU VATAT Credit Union 614 E 12th St 78701 (512) 472-3258 No 0.63
Travis County CU Main Office 1101 N Interstate 35 78702 (512) 477-2641 No 0.71
Lcra CU FPP 104 E State Highway 71 Byp 78760 (979) 639-0023 No 3.08
Austin CU Main Branch 1900 Woodward St 78741 (512) 444-6419 No 3.37

Public Employees Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Public Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.99 2.79 2.99 3.59 3.79
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 90 119 91 81 78
Rank Among All Texas Credit Unions 15 41 38 17 10

Public Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.30 0.55 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 97 251 250
Rank Among All Texas Credit Unions 31 43 20 84 64
Public Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9901,9693,342,021
All Other Unsecured Loans/Lines of Credit 9.990396904,327
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7903,988117,617,446
Used Vehicle Loans 2.9902,07938,409,439
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.59024013,027,620
Total Other Real Estate Loans/Lines of Credit 3.79067536,838,001
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9504353,368,090
TOTAL LOANS & LEASES 9,782213,506,944

Public Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 404,432,1983526,691
    b. 15 Years or less 2008,595,422251,777,382
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 67536,838,0011288,984,196
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 91549,865,62115611,288,269


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Public Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes