United Credit Union

A short history of United CU

Since its inception in 1935 the United Credit Union has been serving its members in the Mexico, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brent Sadler, the United CU has grown its membership to over 22,419 with assets of more than $170,535,970. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (573) 581-8651 or email them at info@unitedcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Mexico, MO.

General Information For United CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare United Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Show-me CU	Show Me Credit Union	550 S Muldrow St	65265	(573) 581-6978	No	3.41

United Credit Union Financial Performance Charts

Financial Data

United Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.50	3.90	4.15	4.25	5.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	201	262	219	174	229
Rank Among All Missouri Credit Unions	13	45	34	26	34

United Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.20	0.25	0.40	0.40
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	108	105	284	243
Rank Among All Missouri Credit Unions	N/A	17	13	37	22

United Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.500	2,717	5,817,468
All Other Unsecured Loans/Lines of Credit	9.500	2,525	4,386,146
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	6.780	1,679	1,712,905
New Vehicle Loans	3.900	736	12,569,115
Used Vehicle Loans	4.150	3,877	31,834,977
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.250	708	37,057,099
Total Other Real Estate Loans/Lines of Credit	5.000	117	1,650,353
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.500	1,939	15,679,439
TOTAL LOANS & LEASES		14,298	110,707,502

United Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	1	163,330	0	0
b. 15 Years or less	260	12,936,053	23	1,369,056
Balloon/Hybrid
a. > 15 years	34	2,916,767	5	486,400
b. 15 Years or less	3	164,259	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	48	1,366,563	13	429,000
Adjustable Rate > 1 yr	362	19,510,127	9	560,958

OTHER REAL ESTATE

Closed-End Fixed Rate	58	710,886	9	204,086
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	59	939,467	10	218,305
Open-End Fixed Rate	0	0	0	0
TOTALS	825	38,707,452	69	3,267,805

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

United Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	Yes
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes