Transtar Federal Credit Union

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A short history of Transtar FCU

Since its inception in 1951 the Transtar Federal Credit Union has been serving its members in the HOUSTON, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Tuggle, the Transtar FCU has grown its membership to over 3,892 with assets of more than $32,147,125. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (832) 201-0190 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HOUSTON, TX.

General Information For Transtar FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7482
State Texas 
Zip-Code 77040
Phone Number (832) 201-0190
Fax Number (832) 201-0188
Email Address: none
CEO/President James Tuggle
Members 3,892 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 32,147,125 

Compare Transtar Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
United Savers Trust CU United Savers Trust Credit Union 14159 NORTHWEST Fwy 77040 (713) 462-2553 No 0.81
Southern Star CU Southern Star Credit Union 16035 W Little York Rd 77084 (713) 934-1460 No 2.48
Primeway CU Greenspoint 100 Dominion Park Dr 77052 (713) 799-6200 No 2.88
First Service CU Tunnel Systems Branch 1001 Louisiana St Ste B-195 77094 (713) 676-4339 No 3.09
Spco CU SPCOCU 2203 Timberloch Pl Ste 31 77086 (713) 455-8586 No 4.16

Transtar Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Transtar Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.90 2.50 2.75 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 85 84 71 268 229
Rank Among All Texas Credit Unions 14 27 30 85 46

Transtar Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A N/A N/A 0.05 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A N/A N/A 340 283
Rank Among All Texas Credit Unions N/A N/A N/A 116 75
Transtar Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9001,2531,648,608
All Other Unsecured Loans/Lines of Credit 11.7504421,160,616
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.5001944,592,451
Used Vehicle Loans 2.7503875,177,254
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000314,728,232
Total Other Real Estate Loans/Lines of Credit 5.00029841,464
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.750165667,249
TOTAL LOANS & LEASES 2,50118,815,874

Transtar Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4610,77500
    b. 15 Years or less 141,510,81200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 132,606,6451107,185


Closed-End Fixed Rate 29841,464289,999
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 605,569,6963197,184


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Transtar Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes