Texasgulf Federal Credit Union

  • +1

A short history of Texasgulf FCU

Since its inception in 1937 the Texasgulf Federal Credit Union has been serving its members in the Wharton, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by J. Michael Sterry, the Texasgulf FCU has grown its membership to over 11,966 with assets of more than $102,477,739. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (979) 282-2300 or email them at info@texasgulffcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wharton, TX.

General Information For Texasgulf FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2322
Address 2101 N Fulton st 
City Wharton 
State Texas 
Zip-Code 77488
Phone Number (979) 282-2300
Fax Number (979) 282-2323
Email Address: info@texasgulffcu.org
CEO/President J. Michael Sterry
Members 11,966 
Full-Time Employees 22 
Part-Time Employees
Number of Branch Offices
Total Assets 102,477,739 
Website http://www.texasgulffcu.org 

Compare Texasgulf Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Wharton County Teachers CU Wharton County Teachers Credit Union 2114 Junior College Blvd 77488 (979) 532-1930 No 5.65
Lehrer Interests CU LEHRER INTERESTS CREDIT UNION PO Box 428 77442 (979) 758-3221 No 21.17
Baycel CU Main Office 2320 6TH ST 77414 (979) 244-3995 No 22.67
Matagorda County CU Matagorda County Credit Union 3700 Avenue F 77414 (979) 245-8674 No 23.43
Old Ocean CU OLD OCEAN FEDERAL CREDIT UNION PO Box 527 77463 (979) 316-4833 No 27.29

Texasgulf Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Texasgulf Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.99 4.08 4.45 4.05 4.15
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 90 291 257 145 121
Rank Among All Texas Credit Unions 15 109 93 39 21

Texasgulf Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.25 0.30 1.10 1.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 95 97 152 145
Rank Among All Texas Credit Unions 35 34 20 46 28
Texasgulf Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9909011,772,410
All Other Unsecured Loans/Lines of Credit 11.4502,1206,065,865
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.08062713,767,795
Used Vehicle Loans 4.4501,85524,557,527
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.05028622,684,242
Total Other Real Estate Loans/Lines of Credit 4.1506222,762
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.8503348,181,196
TOTAL LOANS & LEASES 6,12977,251,797

Texasgulf Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 567,955,2724344,922
    b. 15 Years or less 23014,728,970332,307,448
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 6222,762136,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 29222,907,004382,688,870


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Texasgulf Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes