Struthers Federal Credit Union

  • +1

A short history of Struthers FCU

Since its inception in 1960 the Struthers Federal Credit Union has been serving its members in the Struthers, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda Krestel, the Struthers FCU has grown its membership to over 3,713 with assets of more than $19,920,289. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (330) 755-7556 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Struthers, OH.

General Information For Struthers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13531
Address 808 Poland Ave. 
City Struthers 
State Ohio 
Zip-Code 44471
Phone Number (330) 755-7556
Fax Number (330) 755-2320
Email Address:
CEO/President Linda Krestel
Members 3,713 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,920,289 

Compare Struthers Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
R.s.c. Yo/cl Offices CU R.S.C. Yo./Cl. Offices FCU 25 E Boardman St Ste 333 44503 (330) 743-6400 No 4.72
Youngstown City Schools CU YCSCU 20 W Wood St 44501 (330) 744-5846 No 4.84
East Ohio Gas Yn Div Emp CU East Ohio Gas Yn. Div. Emp. FCU 1165 W Rayen Ave 44502 (330) 318-1431 No 6.05
Mahoning Valley CU Mahoning Valley FCU 15 Colonial Dr Ste 13 44505 (330) 759-9570 No 7.27
Doy CU DOY Federal Credit Union Main Offices 1500 Gypsy Ln 44505 (330) 744-5680 No 7.34

Struthers Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Struthers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.95 3.95 6.00 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 139 195 373 341
Rank Among All Ohio Credit Unions 41 34 39 87 74

Struthers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.10 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 332 192
Rank Among All Ohio Credit Unions N/A 28 N/A 97 40
Struthers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.990238,109
All Other Unsecured Loans/Lines of Credit 18.0005941,390,369
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00010036,500
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9501272,308,192
Used Vehicle Loans 3.9503583,010,392
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.0007164,382
Total Other Real Estate Loans/Lines of Credit 6.000328,448
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.00036290,841
TOTAL LOANS & LEASES 1,2487,237,233

Struthers Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 153,68000
    b. 15 Years or less 6110,70200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 328,44800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 10192,83000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Struthers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes