Doy Federal Credit Union

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A short history of Doy FCU

Since its inception in 1971 the Doy Federal Credit Union has been serving its members in the Youngstown, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Bellavia, the Doy FCU has grown its membership to over 3,245 with assets of more than $49,736,708. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (330) 744-5680 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Youngstown, OH.

General Information For Doy FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20661
Address 1500 Gypsy Ln 
City Youngstown 
State Ohio 
Zip-Code 44505
Phone Number (330) 744-5680
Fax Number (330) 744-5835
Email Address:
CEO/President James Bellavia
Members 3,245 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 49,736,708 

Compare Doy Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mahoning Valley CU Mahoning Valley FCU 15 Colonial Dr Ste 13 44505 (330) 759-9570 No 2.08
Youngstown City Schools CU YCSCU 20 W Wood St 44501 (330) 744-5846 No 2.45
R.s.c. Yo/cl Offices CU R.S.C. Yo./Cl. Offices FCU 25 E Boardman St Ste 333 44503 (330) 743-6400 No 2.68
East Ohio Gas Yn Div Emp CU East Ohio Gas Yn. Div. Emp. FCU 1165 W Rayen Ave 44502 (330) 318-1431 No 2.80
Girard CU Main office 526 N Saint Clair St 44420 (330) 545-8203 No 3.88

Doy Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Doy Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.25 5.22 4.55 4.51
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 174 352 210 169
Rank Among All Ohio Credit Unions N/A 48 80 56 26

Doy Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.50 0.91 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 69 39 N/A N/A N/A
Rank Among All Ohio Credit Unions 3 4 N/A N/A N/A
Doy Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.120184527,521
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.25030561,525
Used Vehicle Loans 5.22039409,076
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.55024418,973,072
Total Other Real Estate Loans/Lines of Credit 4.51010298,279
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.41035167,005
TOTAL LOANS & LEASES 54220,936,478

Doy Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 778,800,27671,137,000
    b. 15 Years or less 16710,172,7967530,600
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 10298,279395,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 25419,271,351171,762,600


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Doy Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No