Streator Onized Credit Union

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A short history of Streator Onized CU

Since its inception in 1940 the Streator Onized Credit Union has been serving its members in the Streator, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kathleen Lucas, the Streator Onized CU has grown its membership to over 28,758 with assets of more than $227,235,775. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (815) 673-1589 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Streator, IL.

General Information For Streator Onized CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68226
Address 912 N Shabbona St 
City Streator 
State Illinois 
Zip-Code 61364
Phone Number (815) 673-1589
Fax Number (815) 672-4706
Email Address:
CEO/President Kathleen Lucas
Members 28,758 
Full-Time Employees 75 
Part-Time Employees 14 
Number of Branch Offices
Total Assets 227,235,775 

Compare Streator Onized Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Streator Community CU Streator Community Credit Union 302 N Park St 61364 (815) 672-8488 No 1.48
Financial Plus CU Branch 1 Ottawa 800 Chestnut St 61350 (815) 433-1496 No 16.53
First Choice CU First Choice Credit Union 311 E Joliet St 61350 (815) 434-5860 No 17.02
Ottawa Hiway CU Ottawa Hiway Credit Union 700 E Norris Dr 61350 (815) 434-8475 No 17.12
Pontiac Dwight Prison Employs CU CORPORATE OFFICE 300 N LADD ST 61764 (815) 844-7491 No 19.45

Streator Onized Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Streator Onized Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.40 4.50 5.85 3.55 4.29
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 431 341 426 77 138
Rank Among All Illinois Credit Unions 56 90 97 15 26

Streator Onized Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.49 0.85 0.85
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 61 198 179
Rank Among All Illinois Credit Unions N/A 24 8 32 20
Streator Onized Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.4005,39911,294,761
All Other Unsecured Loans/Lines of Credit 15.0002,8318,988,219
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.9901172
New Vehicle Loans 4.5001,10716,387,427
Used Vehicle Loans 5.8508,54091,537,269
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.55053226,090,222
Total Other Real Estate Loans/Lines of Credit 4.2901542,489,790
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9601151,147,645
TOTAL LOANS & LEASES 18,679157,935,505

Streator Onized Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1147,940,9217610,200
    b. 15 Years or less 41818,149,30116822,700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 8120,74300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1462,369,04754286,315
Open-End Fixed Rate 0000
TOTALS 68628,580,012771,719,215


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 8268,3570
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Streator Onized Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes