State Employees Credit Union

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A short history of State Employees CU

Since its inception in 1958 the State Employees Credit Union has been serving its members in the SANTA FE, New Mexico area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Harold Dixon, the State Employees CU has grown its membership to over 42,171 with assets of more than $498,520,383. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (505) 983-7328 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SANTA FE, NM.

General Information For State Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65513
Address 813 ST. MICHAEL'S DRIVE 
State New Mexico 
Zip-Code 87505
Phone Number (505) 983-7328
Fax Number (505) 954-3443
Email Address:
CEO/President Harold Dixon
Members 42,171 
Full-Time Employees 132 
Part-Time Employees
Number of Branch Offices
Total Assets 498,520,383 

Compare State Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northern New Mexico School Employee CU Northern NM School EFCU 614 Alta Vista St 87505 (505) 982-3802 No 5.72
Del Norte CU Administration 3286 Cerrillos Rd 87544 (505) 455-5228 No 7.15
Guadalupe CU Taos Branch 115 La Posta Rd Ste C 87544 (575) 758-3899 No 7.44
Zia CU Espanola Branch 707 S Riverside Dr 87532 (505) 367-1500 No 29.73

State Employees Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

State Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.25 3.99 5.99 3.99 5.90
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 362 279 442 137 330
Rank Among All New Mexico Credit Unions 14 18 20 5 15

State Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 2.03 0.20 0.40 0.55 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 18 108 76 251 219
Rank Among All New Mexico Credit Unions 1 11 3 25 16
State Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.2503,0634,980,963
All Other Unsecured Loans/Lines of Credit 10.0005,47015,303,271
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9902,38160,193,551
Used Vehicle Loans 5.99010,187151,731,929
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.9901,190147,166,308
Total Other Real Estate Loans/Lines of Credit 5.9002154,885,252
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.5008768,039,439
TOTAL LOANS & LEASES 23,382392,300,713

State Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4281,92900
    b. 15 Years or less 32214,771,972181,304,958
    a. > 15 years 41463,525,083368,766,495
    b. 15 Years or less 45068,587,324333,699,375
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1833,645,547201,279,800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 321,239,7055380,000
Open-End Fixed Rate 0000
TOTALS 1,405152,051,56011215,430,628


Interest Only & Payment Option 1st Mortgage Loans 34,466,3990
Interest Only & Payment Option Other RE/LOC Loans 1134,9770
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

State Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes