Del Norte Credit Union

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A short history of Del Norte CU

Since its inception in 1954 the Del Norte Credit Union has been serving its members in the Los Alamos, New Mexico area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Charles Valenti, the Del Norte CU has grown its membership to over 46,719 with assets of more than $577,273,322. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (505) 455-5228 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Los Alamos, NM.

General Information For Del Norte CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64759
Address PO Box 1180 
City Los Alamos 
State New Mexico 
Zip-Code 87544
Phone Number (505) 455-5228
Fax Number () -
Email Address: none
CEO/President Charles Valenti
Members 46,719 
Full-Time Employees 129 
Part-Time Employees
Number of Branch Offices
Total Assets 577,273,322 

Compare Del Norte Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Zia CU Espanola Branch 707 S Riverside Dr 87532 (505) 367-1500 No 3.16
Los Alamos Schools CU Del Norte Credit Union 3268 Cerrillos Rd 87544 (505) 988-3628 No 3.73
Jemez Valley CU Jemez Valley 17117 HIGHWAY 4 87025 (575) 829-3366 No 22.05
Guadalupe CU Taos Branch 115 La Posta Rd Ste C 87025 (575) 758-3899 No 22.08
State Employees CU State Employees CU Rio Rancho 7851 Enchanted Hills Blvd NE 87144 (505) 884-0128 No 23.23

Del Norte Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Del Norte Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.99 2.99 4.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 145 91 138 229
Rank Among All New Mexico Credit Unions 7 9 3 6 6

Del Norte Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.25 0.50 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 105 263 271
Rank Among All New Mexico Credit Unions N/A 14 9 26 24
Del Norte Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9009,98319,386,836
All Other Unsecured Loans/Lines of Credit 10.9005,76719,588,389
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9904,169111,394,968
Used Vehicle Loans 2.9907,744126,207,708
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00068079,690,755
Total Other Real Estate Loans/Lines of Credit 5.00055821,199,119
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.15083010,720,521
TOTAL LOANS & LEASES 29,731388,188,296

Del Norte Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 32044,902,979347,695,830
    b. 15 Years or less 32626,282,161224,535,050
    a. > 15 years 286,612,55581,720,250
    b. 15 Years or less 61,893,0601640,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 662,586,72414959,800
Closed-End Adjustable Rate 732,267,8236400,000
Open-End Adjustable Rate 41916,344,5726062,668,385
Open-End Fixed Rate 0000
TOTALS 1,238100,889,87469118,619,315


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 41916,260,6402,668,385
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Del Norte Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes