Spokane Teachers Credit Union

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A short history of Spokane Teachers CU

Since its inception in 1934 the Spokane Teachers Credit Union has been serving its members in the LIBERTY LAKE, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas Johnson, the Spokane Teachers CU has grown its membership to over 167,557 with assets of more than $2,591,984,738. They have a main office and 21 branch offices. Please see the credit unions website or contact them by phone at (509) 326-1954 or email them at info@stcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LIBERTY LAKE, WA.

General Information For Spokane Teachers CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68203
Address 1620 N SIGNAL DR 
State Washington 
Zip-Code 99019
Phone Number (509) 326-1954
Fax Number () -
Email Address: info@stcu.org
CEO/President Thomas Johnson
Members 167,557 
Full-Time Employees 612 
Part-Time Employees 24 
Number of Branch Offices 21 
Total Assets 2,591,984,738 
Website http://www.stcu.org 

Compare Spokane Teachers Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Numerica CU Lyons 303 E Lyons Ave 99208 (509) 535-7613 No 6.00
Horizon CU Sandpoint Branch 520 N 5th Ave 99215 (208) 263-7525 No 7.26
Progressions CU Main Branch 2919 E Mission AVE 99202 (509) 535-0191 No 13.46
Avista Corp. CU Avista Corp Credit Unions 1411 E Mission Ave 99220 (509) 495-2000 No 14.76
Safeway CU Office 529 E North Foothills Dr 99207 (509) 483-9416 No 15.18

Spokane Teachers Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Spokane Teachers Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.10 3.81 5.04 4.19 5.65
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 167 252 328 168 307
Rank Among All Washington Credit Unions 16 35 38 27 32

Spokane Teachers Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.49 0.33 1.44 1.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 67 92 98 99
Rank Among All Washington Credit Unions 16 4 8 5 3
Spokane Teachers Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.10042,375142,181,307
All Other Unsecured Loans/Lines of Credit 11.3705,19814,288,499
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.81011,263236,655,958
Used Vehicle Loans 5.04040,099549,623,187
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1907,0731,009,628,562
Total Other Real Estate Loans/Lines of Credit 5.6503,551100,211,310
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7409,267207,574,809
TOTAL LOANS & LEASES 118,8262,260,163,632

Spokane Teachers Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3,482452,345,75528547,509,596
    b. 15 Years or less 1,954164,438,86113919,271,107
    a. > 15 years 55179,202,479435,221,700
    b. 15 Years or less 574280,172,7417434,000,620
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 49231,669,658131,893,320
Adjustable Rate > 1 yr 201,799,0683558,888


Closed-End Fixed Rate 1,81548,536,0141856,538,981
Closed-End Adjustable Rate 82,103,87600
Open-End Adjustable Rate 1,72849,571,4201,37025,383,003
Open-End Fixed Rate 0000
TOTALS 10,6241,109,839,8722,112140,377,215


Interest Only & Payment Option 1st Mortgage Loans 27936,036,86416,811,779
Interest Only & Payment Option Other RE/LOC Loans 87725,584,51315,960,521
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Spokane Teachers Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes