Spire Credit Union

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A short history of Spire CU

Since its inception in 1934 the Spire Credit Union has been serving its members in the Falcon Heights, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dan Stoltz, the Spire CU has grown its membership to over 95,200 with assets of more than $957,113,758. They have a main office and 19 branch offices. Please see the credit unions website or contact them by phone at (651) 215-3500 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Falcon Heights, MN.

General Information For Spire CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68651
Address 2025 Larpenteur Ave W 
City Falcon Heights 
State Minnesota 
Zip-Code 55113
Phone Number (651) 215-3500
Fax Number () -
Email Address: ----
CEO/President Dan Stoltz
Members 95,200 
Full-Time Employees 224 
Part-Time Employees 25 
Number of Branch Offices 19 
Total Assets 957,113,758 
Website http://www.myspire.com 

Compare Spire Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Catholic United Financial CU SAINT CLOUD OFFICE 1420 W Saint Germain St Ste 101 56301 (320) 251-3971 No 2.50
Minnesota Catholic CU Epiphany Branch 1904 111th Ave NW 55117 (763) 354-2826 No 3.59
H.b.i. Employees CU HBI Employees Credit Union 3415 University Ave W 55114 (651) 642-4490 No 3.96
Northern States Power - St. Paul CU Rice Street 825 Rice St 55117 (651) 229-2221 No 4.04
Hiway CU Westminster 840 Westminster St 55103 (651) 291-1515 No 4.34

Spire Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Spire Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.65 2.75 2.75 3.25 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 215 115 71 44 168
Rank Among All Minnesota Credit Unions 18 20 10 5 17

Spire Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 1.24 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 129 266
Rank Among All Minnesota Credit Unions N/A 17 18 8 33
Spire Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.65019,67838,228,357
All Other Unsecured Loans/Lines of Credit 16.00010,52214,042,928
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7501,26423,779,676
Used Vehicle Loans 2.75016,096198,068,913
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.2503,190332,682,010
Total Other Real Estate Loans/Lines of Credit 4.5001,76446,347,650
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.9903,47139,841,357
TOTAL LOANS & LEASES 55,985692,990,891

Spire Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 667,563,75710520,354,760
    b. 15 Years or less 2,630220,753,26440958,922,005
    a. > 15 years 6050,140,7071815,705,768
    b. 15 Years or less 13046,311,6901311,687,296
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2987,461,87016896,343
Adjustable Rate > 1 yr 6450,72200


Closed-End Fixed Rate 1,21635,879,2262068,627,857
Closed-End Adjustable Rate 3527,2811481,708
Open-End Adjustable Rate 5349,675,789582,494,950
Open-End Fixed Rate 11265,35411,000
TOTALS 4,954379,029,660827119,171,687


Interest Only & Payment Option 1st Mortgage Loans 1863,477,186896,343
Interest Only & Payment Option Other RE/LOC Loans 4268,132,4942,494,950
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Spire Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes