Northern States Power - St. Paul Credit Union

A short history of Northern States Power - St. Paul CU

Since its inception in 1933 the Northern States Power - St. Paul Credit Union has been serving its members in the SAINT PAUL, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Charlie Yenni, the Northern States Power - St. Paul CU has grown its membership to over 3,525 with assets of more than $47,573,236. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (651) 229-2221 or email them at nspspcu@qwestoffice.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAINT PAUL, MN.

General Information For Northern States Power - St. Paul CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Northern States Power - St. Paul Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Minnesota Catholic CU	Epiphany Branch	1904 111th Ave NW	55117	(763) 354-2826	No	1.66
Hiway CU	Westminster	840 Westminster St	55103	(651) 291-1515	No	2.88
Carpenters CU	Carpenters FCU	720 Olive St	55130	(651) 646-8827	No	3.15
City & County CU	Main Office	144 11th St E	55101	(651) 225-2700	No	3.55
Catholic United Financial CU	SAINT CLOUD OFFICE	1420 W Saint Germain St Ste 101	56301	(320) 251-3971	No	3.67

Northern States Power - St. Paul Credit Union Financial Performance Charts

Financial Data

Northern States Power - St. Paul Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	7.90	2.45	2.45	4.00	4.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	85	78	46	138	100
Rank Among All Minnesota Credit Unions	3	11	5	20	14

Northern States Power - St. Paul Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.30	0.08	N/A	0.35	0.80
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	89	134	N/A	293	184
Rank Among All Minnesota Credit Unions	5	18	N/A	35	14

Northern States Power - St. Paul Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	7.900	1,005	1,781,516
All Other Unsecured Loans/Lines of Credit	14.000	142	533,605
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.450	160	3,340,747
Used Vehicle Loans	2.450	889	9,493,906
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.000	89	6,213,542
Total Other Real Estate Loans/Lines of Credit	4.000	67	1,629,273
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	14.000	175	2,374,739
TOTAL LOANS & LEASES		2,527	25,367,328

Northern States Power - St. Paul Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	25	3,406,027	0	0
b. 15 Years or less	40	1,757,224	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	1	226,016	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	23	824,275	1	75,000

OTHER REAL ESTATE

Closed-End Fixed Rate	39	886,876	1	52,000
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	28	742,397	2	65,500
Open-End Fixed Rate	0	0	0	0
TOTALS	156	7,842,815	4	192,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Northern States Power - St. Paul Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes