Southeast Federal Credit Union

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A short history of Southeast FCU

Since its inception in 1975 the Southeast Federal Credit Union has been serving its members in the CORNELIA, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Fair, the Southeast FCU has grown its membership to over 7,482 with assets of more than $65,696,861. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (706) 776-2145 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CORNELIA, GA.

General Information For Southeast FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22215
Address P O BOX 1199 
State Georgia 
Zip-Code 30531
Phone Number (706) 776-2145
Fax Number (706) 776-5961
Email Address: none
CEO/President John Fair
Members 7,482 
Full-Time Employees 35 
Part-Time Employees
Number of Branch Offices
Total Assets 65,696,861 

Compare Southeast Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fieldale CU Main Office 3719 BC Grant Rd 30511 (706) 778-5100 No 1.62
North Main CU North Main Credit Union 255 N Main St 30531 (706) 894-9060 No 3.75
Habersham CU Habersham Federal CU 420 W Louise St 30523 (706) 754-3680 No 7.89
Patterson Pump CU Patterson Pump Federal Credit Union 2129 Ayersville Rd 30577 (706) 297-2833 No 11.00
Stephens-franklin Teachers CU Franklin 1107 Hull Ave 30577 (706) 886-7145 No 14.94

Southeast Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Southeast Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.25 3.05 5.72 4.42 5.08
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 106 151 412 197 238
Rank Among All Georgia Credit Unions 3 26 43 20 19

Southeast Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.38 0.49 0.81 0.99
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 77 61 204 161
Rank Among All Georgia Credit Unions 15 9 6 16 6
Southeast Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.2501,6092,224,382
All Other Unsecured Loans/Lines of Credit 12.0001,4793,931,004
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0003631
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0502133,716,364
Used Vehicle Loans 5.7201,25114,208,724
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.42031519,742,223
Total Other Real Estate Loans/Lines of Credit 5.080872,366,711
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.38089544,459
TOTAL LOANS & LEASES 5,04646,734,498

Southeast Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 517,235,39100
    b. 15 Years or less 19710,192,09200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 672,314,7404251,600


Closed-End Fixed Rate 411,255,94500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 461,110,7667247,750
Open-End Fixed Rate 0000
TOTALS 40222,108,93411499,350


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Southeast Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes