Siskiyou Central Cu Credit Union

A short history of Siskiyou Central Cu CU

Since its inception in 1962 the Siskiyou Central Cu Credit Union has been serving its members in the YREKA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Becky Ives, the Siskiyou Central Cu CU has grown its membership to over 6,793 with assets of more than $64,500,717. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (530) 842-1694 or email them at msr@siskiyoucu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in YREKA, CA.

General Information For Siskiyou Central Cu CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Siskiyou Central Cu Credit Union To Other Local Credit Unions

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Siskiyou Central Cu Credit Union Financial Performance Charts

Financial Data

Siskiyou Central Cu Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.90	2.49	2.49	4.50	4.25
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	243	83	51	205	132
Rank Among All California Credit Unions	47	30	27	87	33

Siskiyou Central Cu Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.01	0.05	0.22	N/A
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	156	142	314	N/A
Rank Among All California Credit Unions	N/A	50	52	94	N/A

Siskiyou Central Cu Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.900	860	1,821,792
All Other Unsecured Loans/Lines of Credit	11.750	427	1,410,723
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.490	135	2,806,839
Used Vehicle Loans	2.490	3,077	13,497,500
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.500	14	1,258,052
Total Other Real Estate Loans/Lines of Credit	4.250	41	1,367,690
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	7.900	201	3,902,121
TOTAL LOANS & LEASES		4,755	26,064,717

Siskiyou Central Cu Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	3	198,435	0	0
b. 15 Years or less	11	1,059,617	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	41	1,367,690	5	162,234
Open-End Fixed Rate	0	0	0	0
TOTALS	55	2,625,742	5	162,234

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Siskiyou Central Cu Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes