Sierra Central Credit Union

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A short history of Sierra Central CU

Since its inception in 1955 the Sierra Central Credit Union has been serving its members in the YUBA CITY, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Cassidy, the Sierra Central CU has grown its membership to over 64,154 with assets of more than $922,291,576. They have a main office and 18 branch offices. Please see the credit unions website or contact them by phone at (800) 222-7228 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in YUBA CITY, CA.

General Information For Sierra Central CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68053
Address 1351 HARTER PARKWAY 
State California 
Zip-Code 95993
Phone Number (800) 222-7228
Fax Number (530) 671-7679
Email Address: none
CEO/President John Cassidy
Members 64,154 
Full-Time Employees 142 
Part-Time Employees 51 
Number of Branch Offices 18 
Total Assets 922,291,576 

Compare Sierra Central Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Yolo CU West Sac 2240 Lake Washington Blvd Ste 100 95776 (916) 371-6179 No 26.97

Sierra Central Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Sierra Central Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 3.24 3.24 4.25 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 173 119 174 317
Rank Among All California Credit Unions 51 70 54 76 102

Sierra Central Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.06 0.10 0.13 1.75 0.18
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 123 129 129 61 273
Rank Among All California Credit Unions 23 38 42 9 84
Sierra Central Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.99011,71437,351,911
All Other Unsecured Loans/Lines of Credit 9.9905,81649,128,898
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2402,87775,502,837
Used Vehicle Loans 3.24017,803246,456,252
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2501,017150,123,540
Total Other Real Estate Loans/Lines of Credit 5.7503558,804,726
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.2403,12380,692,919
TOTAL LOANS & LEASES 42,705648,061,083

Sierra Central Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 643107,808,875478,961,715
    b. 15 Years or less 32333,877,197314,976,425
    a. > 15 years 182,047,70300
    b. 15 Years or less 336,389,76500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1543,415,76820647,190
Closed-End Adjustable Rate 991,901,17700
Open-End Adjustable Rate 1023,487,78127580,967
Open-End Fixed Rate 0000
TOTALS 1,372158,928,26612515,166,297


Interest Only & Payment Option 1st Mortgage Loans 1873,1480
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sierra Central Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes