Sesloc Federal Credit Union

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A short history of Sesloc FCU

Since its inception in 1942 the Sesloc Federal Credit Union has been serving its members in the SAN LUIS OBISPO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by GERIANNE LA CHANCE, the Sesloc FCU has grown its membership to over 49,190 with assets of more than $796,351,139. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (805) 543-1816 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN LUIS OBISPO, CA.

General Information For Sesloc FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4980
Address P.O. BOX 5360 
State California 
Zip-Code 93403
Phone Number (805) 543-1816
Fax Number (805) 546-9622
Email Address:
Members 49,190 
Full-Time Employees 137 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 796,351,139 

Compare Sesloc Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Slo CU Main Office 1220 Osos St 93401 (805) 543-5839 No 0.21
Barstow Community CU Barstow Community Crdit Union 305 E Main St 92312 (760) 256-2591 No 26.12
Santa Maria Associated Employees CU Santa Maria 314 W Cook St Rm 1 93458 (805) 925-0951 No 26.15

Sesloc Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Sesloc Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.90 1.90 6.99 3.75 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 85 28 544 102 100
Rank Among All California Credit Unions 10 12 165 33 24

Sesloc Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.20 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 318 271
Rank Among All California Credit Unions N/A 45 N/A 97 83
Sesloc Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9005,72414,387,456
All Other Unsecured Loans/Lines of Credit 16.0002,5888,036,044
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.000661,779,049
New Vehicle Loans 1.9002,63261,283,427
Used Vehicle Loans 6.9909,292122,806,555
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7501,041259,999,541
Total Other Real Estate Loans/Lines of Credit 4.00064826,179,559
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0005217,882,360
TOTAL LOANS & LEASES 22,512502,353,991

Sesloc Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 35183,556,3123711,625,200
    b. 15 Years or less 11415,362,392111,988,300
    a. > 15 years 4316,542,88351,926,000
    b. 15 Years or less 459136,203,0822316,111,610
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 748,334,872241,067,301
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 17961,00800
Open-End Adjustable Rate 63125,218,5514568,962,225
Open-End Fixed Rate 0000
TOTALS 1,689286,179,10055641,680,636


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sesloc Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes