Slo Credit Union

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A short history of Slo CU

Since its inception in 1953 the Slo Credit Union has been serving its members in the San Luis Obispo, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Donna Severs, the Slo CU has grown its membership to over 1,837 with assets of more than $32,679,282. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (805) 543-5839 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in San Luis Obispo, CA.

General Information For Slo CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61779
Address 1220 Osos Street 
City San Luis Obispo 
State California 
Zip-Code 93401
Phone Number (805) 543-5839
Fax Number (805) 543-4300
Email Address:
CEO/President Donna Severs
Members 1,837 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 32,679,282 

Compare Slo Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sesloc CU BRANCH 5 8380 El Camino Real 93422 (805) 543-1816 No 4.10
Barstow Community CU Barstow Community Crdit Union 305 E Main St 92312 (760) 256-2591 No 23.36
Santa Maria Associated Employees CU Santa Maria 314 W Cook St Rm 1 93458 (805) 925-0951 No 23.40

Slo Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Slo Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.23 5.17 5.50 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 172 346 324 229
Rank Among All California Credit Unions N/A 69 127 111 70

Slo Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.13 N/A 0.40 0.33
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 123 N/A 284 255
Rank Among All California Credit Unions N/A 34 N/A 83 71
Slo Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.110106316,128
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.23047888,058
Used Vehicle Loans 5.1701461,324,484
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.5004251,833
Total Other Real Estate Loans/Lines of Credit 5.000365,147
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.73020171,492
TOTAL LOANS & LEASES 3263,017,142

Slo Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4251,83300
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 365,14700
Open-End Fixed Rate 0000
TOTALS 7316,98000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Slo Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes