Securtrust Federal Credit Union

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A short history of Securtrust FCU

Since its inception in 1949 the Securtrust Federal Credit Union has been serving its members in the Southaven, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Martha Rushing, the Securtrust FCU has grown its membership to over 2,775 with assets of more than $22,923,904. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (662) 890-8760 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Southaven, MS.

General Information For Securtrust FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6370
Address 3870 Goodman Road 
City Southaven 
State Mississippi 
Zip-Code 38672
Phone Number (662) 890-8760
Fax Number (662) 890-0821
Email Address:
CEO/President Martha Rushing
Members 2,775 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 22,923,904 

Compare Securtrust Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Elevator CU 8279 Frontage RD 8279 Frontage Rd 38654 (662) 895-2964 No 5.29
I Trust CU iTrust FCU 5333 Getwell RD 38181 (901) 362-7211 No 7.20
F A A CU Cooper Tire Branch 1804 S Green St 38804 (662) 680-5667 No 7.91
Ups Employees CU UPS ECU 1814 E Brooks Rd 38116 (901) 396-2132 No 8.22
Smith & Nephew Employees CU Integrasys Fiserv 13245 Reese Blvd W 28078 (800) 438-4036 No 8.46

Securtrust Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Securtrust Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 4.99 9.25 4.50 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 396 707 205 260
Rank Among All Mississippi Credit Unions 18 35 41 9 9

Securtrust Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.25 0.50 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 95 60 174 158
Rank Among All Mississippi Credit Unions 12 21 2 18 8
Securtrust Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.90093177,226
All Other Unsecured Loans/Lines of Credit 13.950100257,389
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.9901242,568,550
Used Vehicle Loans 9.2506628,819,138
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500283,347,797
Total Other Real Estate Loans/Lines of Credit 5.25014316,500
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.5001281,413,927
TOTAL LOANS & LEASES 1,14916,900,527

Securtrust Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 7303,50400
    a. > 15 years 122,476,12900
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 9568,16400


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 14316,500265,000
Open-End Fixed Rate 0000
TOTALS 423,664,297265,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Securtrust Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes