Smith & Nephew Employees Credit Union

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A short history of Smith & Nephew Employees CU

Since its inception in 1968 the Smith & Nephew Employees Credit Union has been serving its members in the Memphis, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mattie Little, the Smith & Nephew Employees CU has grown its membership to over 1,473 with assets of more than $8,635,607. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (901) 399-6418 or email them at snecu@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Memphis, TN.

General Information For Smith & Nephew Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67755
Address 1450 E Brooks Rd 
City Memphis 
State Tennessee 
Zip-Code 38116
Phone Number (901) 399-6418
Fax Number (901) 399-6175
Email Address: snecu@bellsouth.net
CEO/President Mattie Little
Members 1,473 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,635,607 
Website https://www.financial-net.com/snecu 

Compare Smith & Nephew Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ups Employees CU UPS ECU 1814 E Brooks Rd 38116 (901) 396-2132 No 1.92
Fedex Employees Credit Association CU Pittsburgh 1000 Fed Ex Dr 15108 (412) 859-2532 No 2.78
Cn/ic Employees CU CN/IC EMPLOYEES CREDIT UNION 2005 NONCONNAH BLVD Ste 7 38132 (901) 332-2686 No 2.80
I Trust CU iTrust FCU 5333 Getwell RD 38181 (901) 362-7211 No 4.12
Kellogg Memphis Employees CU Kellogg Memphis Employees Federal Credit Union 2168 Frisco Ave 38114 (901) 745-9879 No 4.41

Smith & Nephew Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Smith & Nephew Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.90 5.90 N/A 7.90
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 28 432 N/A 472
Rank Among All Tennessee Credit Unions N/A 5 63 N/A 44

Smith & Nephew Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.03 0.04 0.07 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 148 144 337 N/A
Rank Among All Tennessee Credit Unions 17 22 24 48 N/A
Smith & Nephew Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.900314623,891
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.90036717,784
Used Vehicle Loans 5.90071832,863
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 7.900262,922
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.0301995,331
TOTAL LOANS & LEASES 4422,332,791

Smith & Nephew Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 142,97500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 119,94700
Open-End Fixed Rate 0000
TOTALS 262,92200

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Smith & Nephew Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes