Cn/ic Employees Credit Union

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A short history of Cn/ic Employees CU

Since its inception in 1928 the Cn/ic Employees Credit Union has been serving its members in the MEMPHIS, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by SANDRA GRIFFIS, the Cn/ic Employees CU has grown its membership to over 1,260 with assets of more than $7,773,374. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (901) 332-2686 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MEMPHIS, TN.

General Information For Cn/ic Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68069
State Tennessee 
Zip-Code 38132
Phone Number (901) 332-2686
Fax Number (901) 332-1197
Email Address:
Members 1,260 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 7,773,374 

Compare Cn/ic Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ups Employees CU UPS ECU 1814 E Brooks Rd 38116 (901) 396-2132 No 0.51
Fedex Employees Credit Association CU Pittsburgh 1000 Fed Ex Dr 15108 (412) 859-2532 No 0.73
Smith & Nephew Employees CU Integrasys Fiserv 13245 Reese Blvd W 28078 (800) 438-4036 No 0.76
Kellogg Memphis Employees CU Kellogg Memphis Employees Federal Credit Union 2168 Frisco Ave 38114 (901) 745-9879 No 2.00
I Trust CU iTrust FCU 5333 Getwell RD 38181 (901) 362-7211 No 3.61

Cn/ic Employees Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cn/ic Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.90 5.33 8.15 N/A 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 518 433 642 N/A 431
Rank Among All Tennessee Credit Unions 45 76 83 N/A 42

Cn/ic Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.35 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 293 211
Rank Among All Tennessee Credit Unions N/A 14 N/A 40 26
Cn/ic Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.900111251,785
All Other Unsecured Loans/Lines of Credit 14.210263755,656
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.33033641,630
Used Vehicle Loans 8.1501231,361,596
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 7.00016,803
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.66047455,686
TOTAL LOANS & LEASES 5783,473,156

Cn/ic Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 16,80300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 16,80300


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cn/ic Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes