Sabine Federal Credit Union

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A short history of Sabine FCU

Since its inception in 1948 the Sabine Federal Credit Union has been serving its members in the Orange, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kenita Dougharty, the Sabine FCU has grown its membership to over 14,782 with assets of more than $184,250,051. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (409) 988-1300 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Orange, TX.

General Information For Sabine FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5866
Address PO Box 3000 
City Orange 
State Texas 
Zip-Code 77631
Phone Number (409) 988-1300
Fax Number (409) 988-1340
Email Address:
CEO/President Kenita Dougharty
Members 14,782 
Full-Time Employees 56 
Part-Time Employees
Number of Branch Offices
Total Assets 184,250,051 

Compare Sabine Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Southeast Texas Employees CU SOUTHEAST TEXAS EFCU 1608 W Park Ave 77630 (409) 886-7191 No 0.76
Orange County Teachers CU Orange County Teachers Credit Union 3319 Bowling Ln 77631 (409) 886-7197 No 2.07
Wellspring CU Administration Building 200 E Round Bunch Rd 77611 (409) 527-3445 No 7.11
Neches CU Administration Office 776 Magnolia Ave 77651 (409) 722-1174 No 15.38
Golden Triangle CU Main Office 5211 E Parkway St 77619 (409) 962-3434 No 15.64

Sabine Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Sabine Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 3.00 2.75 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 146 71 138 100
Rank Among All Texas Credit Unions 31 52 30 36 15

Sabine Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.25 N/A 0.70 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 95 N/A 224 243
Rank Among All Texas Credit Unions 26 34 N/A 75 61
Sabine Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9001,3403,022,750
All Other Unsecured Loans/Lines of Credit 10.5003,7196,600,299
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.0002384,916
New Vehicle Loans 3.00098125,480,546
Used Vehicle Loans 2.7502,63136,193,485
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00064834,334,768
Total Other Real Estate Loans/Lines of Credit 4.000551,543,755
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5008189,912,159
TOTAL LOANS & LEASES 10,215117,172,678

Sabine Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 10610,017,197131,673,643
    b. 15 Years or less 14566,53500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 52823,751,036664,388,593
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 551,543,7554200,532
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 70335,878,523836,262,768


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sabine Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes