Riverways Federal Credit Union

A short history of Riverways FCU

Since its inception in 1959 the Riverways Federal Credit Union has been serving its members in the ROLLA, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Scott Shults, the Riverways FCU has grown its membership to over 6,666 with assets of more than $46,610,422. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (573) 308-3113 or email them at rollafcu@fidmail.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROLLA, MO.

General Information For Riverways FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Riverways Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Infuze CU	Lebanon Branch	395 East Highway 32	65536	(417) 533-5368	No	23.70

Riverways Federal Credit Union Financial Performance Charts

Financial Data

Riverways Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	4.63	6.61	4.70	5.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	356	510	232	229
Rank Among All Missouri Credit Unions	N/A	61	74	31	34

Riverways Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.04	0.29	1.04	N/A
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	146	99	167	N/A
Rank Among All Missouri Credit Unions	N/A	24	11	12	N/A

Riverways Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	11.700	649	986,762
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	6.550	741	815,260
New Vehicle Loans	4.630	56	1,177,352
Used Vehicle Loans	6.610	1,967	11,009,544
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.700	256	17,892,237
Total Other Real Estate Loans/Lines of Credit	5.000	53	1,384,185
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.360	221	3,322,462
TOTAL LOANS & LEASES		3,943	36,587,802

Riverways Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	26	2,114,052	3	383,094
b. 15 Years or less	54	1,971,836	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	4	286,121	3	276,314
Adjustable Rate 1 yr or less	4	341,880	0	0
Adjustable Rate > 1 yr	168	13,178,348	18	2,152,532

OTHER REAL ESTATE

Closed-End Fixed Rate	53	1,384,185	2	84,700
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	1	16,495
Open-End Fixed Rate	0	0	0	0
TOTALS	309	19,276,422	27	2,913,135

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Riverways Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes