Ripco Credit Union

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A short history of Ripco CU

Since its inception in 1932 the Ripco Credit Union has been serving its members in the RHINELANDER, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Liza Edinger, the Ripco CU has grown its membership to over 12,494 with assets of more than $124,286,656. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (715) 365-4800 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RHINELANDER, WI.

General Information For Ripco CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67183
Address PO BOX 278 
State Wisconsin 
Zip-Code 54501
Phone Number (715) 365-4800
Fax Number () -
Email Address:
CEO/President Liza Edinger
Members 12,494 
Full-Time Employees 34 
Part-Time Employees 15 
Number of Branch Offices
Total Assets 124,286,656 

Compare Ripco Credit Union To Other Local Credit Unions

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Ripco Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Ripco Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.74 3.99 3.99 4.57 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 319 279 202 214 341
Rank Among All Wisconsin Credit Unions 28 55 38 45 53

Ripco Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.26 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 104 215 192
Rank Among All Wisconsin Credit Unions 13 12 22 25 20
Ripco Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.7401,3041,799,920
All Other Unsecured Loans/Lines of Credit 18.0001,8013,205,285
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9902434,517,861
Used Vehicle Loans 3.9902,76525,738,912
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.57033420,420,150
Total Other Real Estate Loans/Lines of Credit 6.0002427,808,029
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.9909026,977,000
TOTAL LOANS & LEASES 7,59170,467,157

Ripco Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 272,717,29871,027,040
    b. 15 Years or less 1739,069,878211,001,131
    a. > 15 years 13679,23500
    b. 15 Years or less 1197,942,1537232,658
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 211,58600
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 272,372,5694409,916
Closed-End Adjustable Rate 2709,042188,350
Open-End Adjustable Rate 2123,913,6111871,013,181
Open-End Fixed Rate 1812,807218,172
TOTALS 57628,228,1792293,790,448


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ripco Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes