Prospera Credit Union

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A short history of Prospera CU

Since its inception in 1934 the Prospera Credit Union has been serving its members in the APPLETON, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sheila Schinke, the Prospera CU has grown its membership to over 19,220 with assets of more than $235,273,540. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (920) 882-4800 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in APPLETON, WI.

General Information For Prospera CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66652
Address 4830 N BALLARD RD 
State Wisconsin 
Zip-Code 54913
Phone Number (920) 882-4800
Fax Number (920) 738-4978
Email Address:
CEO/President Sheila Schinke
Members 19,220 
Full-Time Employees 68 
Part-Time Employees
Number of Branch Offices
Total Assets 235,273,540 

Compare Prospera Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Thrivent CU Thrivent Federal Credit Union - Appleton 122 E College Ave 54911 (866) 226-5225 No 5.29
Capital CU College Avenue 926 W College Ave 54306 (920) 494-2828 No 5.99
St. Elizabeth Empls. CU ST ELIZABETH EMPLS. CREDIT UNION 1506 S ONEIDA ST 54915 (920) 738-2082 No 6.26
Community First CU Community First Credit Union - One Menasha 201 Main St 54912 (920) 830-7200 No 6.78
Fox Communities CU NWTC 2740 W Mason St Rm SC137 54303 (920) 491-2472 No 6.92

Prospera Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Prospera Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.45 3.24 6.05 3.35 3.11
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 474 173 448 55 30
Rank Among All Wisconsin Credit Unions 41 36 69 10 4

Prospera Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.50 8.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 263 1
Rank Among All Wisconsin Credit Unions N/A 14 27 34 1
Prospera Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.4502,6024,647,599
All Other Unsecured Loans/Lines of Credit 12.5101,2924,559,642
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2401632,982,525
Used Vehicle Loans 6.0502,98234,941,728
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.3501,348116,629,058
Total Other Real Estate Loans/Lines of Credit 3.1103298,378,517
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0702,64421,360,865
TOTAL LOANS & LEASES 11,360193,499,934

Prospera Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 596,452,99591,269,900
    b. 15 Years or less 24613,691,939262,473,526
    a. > 15 years 33138,859,782172,728,809
    b. 15 Years or less 44849,665,642596,212,738
Other Fixed Rate 17643,830533,082
Adjustable Rate 1 yr or less 2477,314,870261,575,910
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 552,065,4285127,044
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2746,313,089311,416,443
Open-End Fixed Rate 0000
TOTALS 1,677125,007,57517815,837,452


Interest Only & Payment Option 1st Mortgage Loans 15832,787525,160
Interest Only & Payment Option Other RE/LOC Loans 2286,010175,194
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Prospera Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes