Postal Credit Union

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A short history of Postal CU

Since its inception in 1931 the Postal Credit Union has been serving its members in the Baton Rouge, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tynita Howard, the Postal CU has grown its membership to over 4,013 with assets of more than $27,889,630. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (225) 383-4109 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Baton Rouge, LA.

General Information For Postal CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62148
Address P. O. Box 167 
City Baton Rouge 
State Louisiana 
Zip-Code 70821
Phone Number (225) 383-4109
Fax Number (225) 383-7063
Email Address:
CEO/President Tynita Howard
Members 4,013 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,889,630 

Compare Postal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Les CU LES Federal Credit Union 950 N 22nd St Ste C 70804 (225) 342-3288 No 0.81
A M E Church CU AME Church Federal Credit Union 1358 South St 70802 (504) 715-8981 No 1.41
Bayou CU Womans Hospital Branch 100 Womans Way 70817 (225) 925-8800 No 1.50
La Capitol CU ONeal Ofice 2102 Oneal Ln 70816 (225) 342-5055 No 1.71
Eagle Louisiana CU Downtown - Branch 2 504 North 5th Street 70896 (225) 927-1900 No 1.91

Postal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Postal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.79 3.98 5.40 3.99 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 446 277 371 137 38
Rank Among All Louisiana Credit Unions 49 50 48 11 1

Postal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.40 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 284 205
Rank Among All Louisiana Credit Unions N/A 45 N/A 52 26
Postal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.79061152,230
All Other Unsecured Loans/Lines of Credit 12.4804771,313,684
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9802064,890,690
Used Vehicle Loans 5.4001492,454,394
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.990504,512,637
Total Other Real Estate Loans/Lines of Credit 3.250149,834
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.87059512,075
TOTAL LOANS & LEASES 1,00313,885,544

Postal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7846,9511112,300
    b. 15 Years or less 433,665,6864535,750
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 149,83400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 514,562,4715648,050


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Postal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes