La Capitol Federal Credit Union

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A short history of La Capitol FCU

Since its inception in 1961 the La Capitol Federal Credit Union has been serving its members in the BATON ROUGE, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Hooper, the La Capitol FCU has grown its membership to over 50,920 with assets of more than $505,035,969. They have a main office and 17 branch offices. Please see the credit unions website or contact them by phone at (225) 342-5055 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BATON ROUGE, LA.

General Information For La Capitol FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14568
Address P.O. BOX 3398 
City BATON ROUGE 
State Louisiana 
Zip-Code 70821
Phone Number (225) 342-5055
Fax Number (225) 342-9135
Email Address: none
CEO/President Michael Hooper
Members 50,920 
Full-Time Employees 183 
Part-Time Employees
Number of Branch Offices 17 
Total Assets 505,035,969 
Website http://www.lacapfcu.org 

Compare La Capitol Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Les CU LES Federal Credit Union 950 N 22nd St Ste C 70804 (225) 342-3288 No 0.81
A M E Church CU AME Church Federal Credit Union 1358 South St 70802 (504) 715-8981 No 1.41
Bayou CU Womans Hospital Branch 100 Womans Way 70817 (225) 925-8800 No 1.50
Postal CU GMF Branch 8101 Bluebonnet Blvd 70821 (225) 383-4109 No 1.79
Eagle Louisiana CU Downtown - Branch 2 504 North 5th Street 70896 (225) 927-1900 No 1.91

La Capitol Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


La Capitol Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.39 4.10 6.90 4.20 5.43
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 191 293 536 169 281
Rank Among All Louisiana Credit Unions 23 54 77 18 23

La Capitol Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.62 0.16 N/A 0.60 0.33
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 59 117 N/A 240 256
Rank Among All Louisiana Credit Unions 4 36 N/A 41 36
La Capitol Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.3908,32629,325,048
All Other Unsecured Loans/Lines of Credit 9.5106,33224,682,617
Short-Term, Small Amount Loans (STS) (Federal CU Only) 27.9004015,053
Non-Federally Guaranteed Student Loans 6.900118632,768
New Vehicle Loans 4.1006,488144,484,297
Used Vehicle Loans 6.9001,38118,748,991
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.20082489,317,157
Total Other Real Estate Loans/Lines of Credit 5.43043711,708,366
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.6601,31313,571,811
TOTAL LOANS & LEASES 25,259332,486,108

La Capitol Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 33345,747,250559,151,385
    b. 15 Years or less 37224,847,432403,581,744
Balloon/Hybrid
    a. > 15 years 1059,821,54200
    b. 15 Years or less 138,896,9661435,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 13,96700

OTHER REAL ESTATE

Closed-End Fixed Rate 17413,66100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 42011,294,7053372,475,036
Open-End Fixed Rate 0000
TOTALS 1,261101,025,52343315,643,165

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

La Capitol Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes