Bayou Federal Credit Union

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A short history of Bayou FCU

Since its inception in 1954 the Bayou Federal Credit Union has been serving its members in the BATON ROUGE, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rhonda Linzy, the Bayou FCU has grown its membership to over 9,650 with assets of more than $75,103,673. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (225) 925-8800 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BATON ROUGE, LA.

General Information For Bayou FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9931
Address 5880 FLORIDA BLVD 
State Louisiana 
Zip-Code 70806
Phone Number (225) 925-8800
Fax Number (225) 924-1025
Email Address:
CEO/President Rhonda Linzy
Members 9,650 
Full-Time Employees 26 
Part-Time Employees
Number of Branch Offices
Total Assets 75,103,673 

Compare Bayou Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Eagle Louisiana CU Downtown - Branch 2 504 North 5th Street 70896 (225) 927-1900 No 1.68
Lawilifie CU Lawilifie Credit Union 4637 Jamestown Ave 70808 (225) 663-6618 No 2.16
Les CU LES Federal Credit Union 950 N 22nd St Ste C 70804 (225) 342-3288 No 2.32
A M E Church CU AME Church Federal Credit Union 1358 South St 70802 (504) 715-8981 No 2.91
Campus CU OLOL Branch 7777 Hennessy Blvd 70898 (225) 769-8841 No 3.11

Bayou Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Bayou Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.25 4.02 4.10 4.58 5.92
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 422 284 214 216 332
Rank Among All Louisiana Credit Unions 47 52 25 30 34

Bayou Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.35 0.93 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 89 185 199
Rank Among All Louisiana Credit Unions N/A 45 9 23 24
Bayou Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.250561753,473
All Other Unsecured Loans/Lines of Credit 11.770439972,998
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0003921,601
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.02092020,432,381
Used Vehicle Loans 4.10074714,520,900
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5809611,440,165
Total Other Real Estate Loans/Lines of Credit 5.920821,521,306
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.5501141,319,605
TOTAL LOANS & LEASES 2,99850,982,429

Bayou Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 347,240,40900
    b. 15 Years or less 614,107,1953338,000
    a. > 15 years 192,56100
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 37570,623113,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 45950,6834180,000
Open-End Fixed Rate 0000
TOTALS 17812,961,4718531,000


Interest Only & Payment Option 1st Mortgage Loans 1250,0000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Bayou Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes